{"id":5884,"date":"2025-09-23T10:31:31","date_gmt":"2025-09-23T09:31:31","guid":{"rendered":"https:\/\/recette.msh-intl.com\/neostudents\/"},"modified":"2026-03-16T10:14:21","modified_gmt":"2026-03-16T09:14:21","slug":"neostudents","status":"publish","type":"page","link":"https:\/\/www.msh-intl.com\/en\/neostudents\/","title":{"rendered":"neoStudents"},"content":{"rendered":"<div class=\"wpb-content-wrapper\">[vc_row full_width=&#8221;stretch_row_content_no_spaces&#8221; equal_height=&#8221;yes&#8221; content_placement=&#8221;middle&#8221; pix_particles_check=&#8221;&#8221; btn_text=&#8221;Obtenir un devis&#8221; btn_target=&#8221;&#8221; btn_popup_id=&#8221;&#8221; btn_title_bold=&#8221;&#8221; btn_italic=&#8221;&#8221; btn_secondary_font=&#8221;&#8221; btn_style=&#8221;&#8221; btn_color=&#8221;primary&#8221; btn_remove_padding=&#8221;&#8221; btn_text_color=&#8221;&#8221; btn_size=&#8221;md&#8221; btn_rounded=&#8221;&#8221; btn_effect=&#8221;&#8221; btn_hover_effect=&#8221;&#8221; btn_add_hover_effect=&#8221;&#8221; btn_icon_position=&#8221;&#8221; btn_icon_animation=&#8221;&#8221; btn_full=&#8221;&#8221; btn_text_align=&#8221;text-center&#8221; btn_div=&#8221;&#8221; btn_animation=&#8221;&#8221; btn_link=&#8221;#&#8221; btn_class=&#8221;arrow-right-back-white-hover btn-devis&#8221; btn_text_custom_color=&#8221;&#8221; btn_icon=&#8221;&#8221; btn_anim_delay=&#8221;&#8221; btn_id=&#8221;&#8221; el_class=&#8221;header-classic1 solutions-page&#8221;][vc_column width=&#8221;1\/2&#8243; el_class=&#8221;paadtexte&#8221;]<div id=\"el1757430130462-52318cc9-0726\" class=\"pix-el-text   w-100   vc_custom_1760008482106\" ><p class=\"\"><h1>neoStudents,<br \/>\n<span style=\"color: #7900f0;\">Insurance for students abroad<br \/>\n<\/span><\/h1>\n<p>Going on an internship? Or studying abroad for a semester or a year? Sign up for the neoStudents plan before you go and make the most of your experience!<\/p>\n<\/p><\/div>[vc_raw_html css=&#8221;&#8221; el_class=&#8221;inlinbtn&#8221;]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[\/vc_raw_html]<a  href=\"https:\/\/individualquote-neoyouth.msh-intl.com\/en-gb\/devis\/recueil\" class=\"btn mb-2 rdv-btn arrow-right-back-white-hover inlinbtn     btn-primary d-inline-flex align-items-center      btn-md\" target=\"_blank\" rel=\"noopener\"    ><span class=\" \" >Get a quote<\/span><\/a><div id=\"pblackhead\" class=\"pix-el-text   w-100   vc_custom_1760533985304\" ><p class=\"\"><p>We are available at <a href=\"#\"><span class=\"spantexthe\">+33144204877<\/span><\/a><\/p>\n<\/p><\/div>[\/vc_column][vc_column width=&#8221;1\/2&#8243; el_class=&#8221;image-width100 width_40_header&#8221;]<div id=\"img-b557e3412e307ef94659cbea08a35dad\" class=\"pix-img-element d-inline-block \" ><div class=\"pix-img-el     text-left d-inline-block  w-100 rounded-0\"  ><img loading=\"lazy\" decoding=\"async\" width=\"621\" height=\"724\" src=\"\/wp-content\/uploads\/2025\/10\/neoStudent.png\" class=\"pix-img-elem rounded-0\" alt=\"Image link\" srcset=\"\/wp-content\/uploads\/2025\/10\/neoStudent.png 621w, \/wp-content\/uploads\/2025\/10\/neoStudent-257x300.png 257w\" sizes=\"auto, (max-width: 621px) 100vw, 621px\" \/><\/div><\/div>[\/vc_column][\/vc_row][vc_row full_width=&#8221;stretch_row&#8221; pix_particles_check=&#8221;&#8221; el_class=&#8221;expat-section neo-pvt&#8221;][vc_column][vc_row_inner el_class=&#8221;width1090&#8243;][vc_column_inner]<div id=\"el1756832538077-dbb7d1dd-4400\" class=\"pix-el-text   w-100   vc_custom_1762834449810\" ><p class=\"\"><h2 style=\"text-align: center;\">neoStudents: the insurance solution for young people on internships or studying abroad<\/h2>\n<\/p><\/div>[\/vc_column_inner][\/vc_row_inner][vc_row_inner equal_height=&#8221;yes&#8221; gap=&#8221;30&#8243; el_class=&#8221;row_expat-card&#8221;][vc_column_inner width=&#8221;1\/5&#8243;]<div id=\"el1757348917572-4751aaba-b513\" class=\"pix-el-text   w-100  \" ><p class=\"\"><div class=\"expat-card\">\n<h3>Comprehensive<\/h3>\n<p>Just because you&#8217;re young doesn&#8217;t mean you shouldn\u2019t have great coverage!<\/p>\n<\/div><\/div>[\/vc_column_inner][vc_column_inner width=&#8221;1\/5&#8243;]<div id=\"el1757348881301-cb885682-9723\" class=\"pix-el-text   w-100  \" ><p class=\"\"><div class=\"expat-card\">\n<h3>Simple<\/h3>\n<p>No unnecessary add-ons or coverage limits&#8230; Just tell us where you&#8217;re going and we&#8217;ll do the rest.<\/p>\n<\/div><\/div>[\/vc_column_inner][vc_column_inner width=&#8221;1\/5&#8243;]<div id=\"el1757348881301-cb885682-9723\" class=\"pix-el-text   w-100  \" ><p class=\"\"><div class=\"expat-card\">\n<h3>Specially for young people<\/h3>\n<p>All of the benefits have been designed with young people in mind: teleconsultations, sports, smart devices, and more.<\/p>\n<\/div><\/div>[\/vc_column_inner][vc_column_inner width=&#8221;1\/5&#8243;]<div id=\"el1757348881301-cb885682-9723\" class=\"pix-el-text   w-100  \" ><p class=\"\"><div class=\"expat-card\">\n<h3>100% Digital<\/h3>\n<p>Sign up for the plan, download your documents, and submit your claims directly online.<\/p>\n<\/div><\/div>[\/vc_column_inner][vc_column_inner width=&#8221;1\/5&#8243;]<div id=\"el1757348881301-cb885682-9723\" class=\"pix-el-text   w-100  \" ><p class=\"\"><div class=\"expat-card\">\n<h3>Available 24\/7<\/h3>\n<p>Got a question, unsure about something, or in an emergency? We&#8217;re here to help 24\/7 in your preferred language.<\/p>\n<\/div><\/div>[\/vc_column_inner][\/vc_row_inner]<div class=\"d-block w-100 text-center\"><a  href=\"https:\/\/individualquote-neoyouth.msh-intl.com\/en-gb\/devis\/recueil\" class=\"btn mb-2 arrow-right-back-purple-hover     btn-white d-inline-flex align-items-center      pix-btn-div btn-md\" target=\"_blank\" rel=\"noopener\"    ><span class=\" \" >Sign up for the plan<\/span><\/a><\/div>[\/vc_column][\/vc_row][vc_row full_width=&#8221;stretch_row&#8221; pix_particles_check=&#8221;&#8221; el_class=&#8221;expat-curve&#8221;][vc_column][\/vc_column][\/vc_row][vc_row content_placement=&#8221;middle&#8221; pix_particles_check=&#8221;&#8221; el_class=&#8221;offerslanding2 width1090 offresante1 offrewhite lefth2 offerslanding-newstudent&#8221;][vc_column]<div id=\"el1756761162400-2da743fe-32b5\" class=\"pix-el-text   w-100  \" ><p class=\"\"><h2 style=\"text-align: center;\">Choose the insurance that<br \/>\n<span style=\"color: #7900f0;\">best suits your school projects abroad<\/span><\/h2>\n<\/p><\/div><div id=\"lefth2_center_mobile\" class=\"pix-el-text   w-100  \" ><p class=\"\">    <div class=\"offres-cards\" id=\"offres-827554dd-d6fc-42b7-b736-a1a99264c8c0\" data-offres-instance=\"offres-827554dd-d6fc-42b7-b736-a1a99264c8c0\" data-post-id=\"5884\">\n        <div class=\"offres-tabs-container offres-tabs-container-4\">\n            <div class=\"offres-tabs\" role=\"tablist\" aria-label=\"Filtre des offres\">\n\n                                    <button class=\"offres-tab \" role=\"tab\" aria-selected=\"false\" data-type=\"couvrir-vos-sports-preferes-pour-profiter-a-100\">\n                                                    <img decoding=\"async\" class=\"offres-tab-icon\" src=\"\/wp-content\/uploads\/2025\/09\/Vector-4.svg\" alt=\"\" loading=\"lazy\" \/>\n                                                <span class=\"offres-tab-label\">Cover your favorite sports so you can enjoy every single minute!<\/span>\n                    <\/button>\n                                    <button class=\"offres-tab \" role=\"tab\" aria-selected=\"false\" data-type=\"emporter-vos-objets-connectes-partout-avec-vous\">\n                                                    <img decoding=\"async\" class=\"offres-tab-icon\" src=\"\/wp-content\/uploads\/2025\/09\/airplane-journey-1.svg\" alt=\"\" loading=\"lazy\" \/>\n                                                <span class=\"offres-tab-label\">Take your smart devices with you wherever you go!<\/span>\n                    <\/button>\n                                    <button class=\"offres-tab \" role=\"tab\" aria-selected=\"false\" data-type=\"garantie-responsabilite-civile-vie-privee\">\n                                                    <img decoding=\"async\" class=\"offres-tab-icon\" src=\"\/wp-content\/uploads\/2025\/10\/shield-check_1.svg\" alt=\"\" loading=\"lazy\" \/>\n                                                <span class=\"offres-tab-label\">Personal liability coverage: Covers you and any damage you may cause<\/span>\n                    <\/button>\n                            <\/div>\n        <\/div>\n\n        <div class=\"offres-cards-grid\" role=\"region\" aria-live=\"polite\">\n                    <\/div>\n    <\/div>\n\n    <script>\n        \/\/ Fonctions utilitaires\n        function prefersReducedMotion() {\n            const query = window.matchMedia(\"(prefers-reduced-motion: reduce)\");\n            return query.matches;\n        }\n\n        let lastScrollTop = 0;\n\n        function initStackingNav() {\n            const stackingCards = document.querySelectorAll(\".slides_avantages_item\");\n            const parentContainer = document.querySelector(\"#fonctionnalites\");\n            const navLinks = document.querySelectorAll(\".stacking-nav__link\");\n            const targetPositions = Array.from(stackingCards).map(card => card.getBoundingClientRect().top + window.scrollY);\n            const lastCardIndex = stackingCards.length - 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(i \/ (dots.length - 1)) : 0;\n                dotsRail.style.setProperty('--progress', ratio);\n            }\n\n            cards.forEach((card, i) => {\n                ScrollTrigger.create({\n                    trigger: card,\n                    start: \"top center\",\n                    end: \"bottom center\",\n                    onEnter: () => setActiveDot(i),\n                    onEnterBack: () => setActiveDot(i),\n                });\n            });\n\n            setActiveDot(0);\n        }\n\n        function initStickyDots() {\n            const dots = document.getElementById('slides_avantages_dots');\n            const parent = document.getElementById('el1756846590591-289155e5-b633');\n            if (!parent)\n                return;\n\n            function update() {\n                const parent1 = document.querySelector('.pin-spacer:last-child');\n                if (!parent1)\n                    return;\n\n                const lastSlide = parent1.querySelector('.slides_avantages_item');\n                if (!lastSlide)\n                    return;\n\n                const viewportH = window.innerHeight;\n                const pr = parent.getBoundingClientRect();\n\n                \/\/ Cr\u00e9ation du bandeau blanc \u00e0 l\u2019int\u00e9rieur du lastSlide\n                let bandeau = lastSlide.querySelector('.bandeau-blanc');\n                if (!bandeau) {\n                    bandeau = document.createElement('div');\n                    bandeau.className = 'bandeau-blanc';\n                    Object.assign(bandeau.style, {\n                        position: 'absolute',\n                        left: '0',\n                        width: '100%',\n                        height: '100%', \/\/ \u2190 hauteur fixe\n                        background: 'white',\n                        pointerEvents: 'none',\n                        zIndex: '10',\n                        transition: 'opacity 0.3s ease'\n                    });\n                    lastSlide.appendChild(bandeau);\n                }\n\n                \/\/ Position du parent dans le viewport\n                const topInView = pr.top < viewportH && pr.bottom > 0;\n\n                if (topInView) { \n                    const isMobile = \/Android|webOS|iPhone|iPad|iPod|BlackBerry|IEMobile|Opera Mini\/i.test(navigator.userAgent);\nconst topRelativeToSlide = isMobile \n  ? pr.bottom - viewportH + lastSlide.offsetHeight + 20\n  : pr.bottom - viewportH + lastSlide.offsetHeight + 180;\n                    bandeau.style.top = Math.max(0, topRelativeToSlide) + 'px';\n                    bandeau.style.opacity = '1';\n                } else {\n                    bandeau.style.opacity = '0';\n                }\n                \n                if (pr.bottom < 100) {\n                 parent.style.opacity = '0';\n                 } else {\n                 parent.style.opacity = '1';\n                 }\n            }\n\n\n            let ticking = false;\n            function onScrollOrResize() {\n                if (!ticking) {\n                    ticking = true;\n                    requestAnimationFrame(() => {\n                        update();\n                        ticking = false;\n                    });\n                }\n            }\n\n            window.addEventListener('scroll', onScrollOrResize, {passive: true});\n            window.addEventListener('resize', onScrollOrResize);\n            update();\n        }\n\n        \/\/ Initialisation au chargement\n        document.addEventListener(\"DOMContentLoaded\", function () {\n            initStackingNav();\n            observePinSpacer();\n            initStackingDots();\n            initStickyDots();\n        });\n\n        \/\/ R\u00e9initialisation apr\u00e8s AJAX\n        const root = document.getElementById('offres-827554dd-d6fc-42b7-b736-a1a99264c8c0');\n        if (root) {\n            root.addEventListener('offresFilterComplete', function () {\n                if (window.ScrollTrigger)\n                    ScrollTrigger.refresh();\n                initStackingNav();\n                observePinSpacer();\n                initStackingDots();\n                initStickyDots();\n            });\n        }\n\n        \/\/ ========== GESTION DES ONGLETS ==========\n        const tabsWrap = root.querySelector('.offres-tabs');\n        const cardsGrid = root.querySelector('.offres-cards-grid');\n        const ajaxUrl = 'https:\/\/www.msh-intl.com\/wp-admin\/admin-ajax.php';\n        const nonce = '0e49fb354c';\n        const instance = 'offres-827554dd-d6fc-42b7-b736-a1a99264c8c0';\n        const postId = '5884';\n\n        function setActive(btn) {\n            const tabs = tabsWrap.querySelectorAll('.offres-tab');\n            tabs.forEach(t => {\n                const active = (t === btn);\n                t.classList.toggle('is-active', active);\n                t.setAttribute('aria-selected', active ? 'true' : 'false');\n                t.setAttribute('tabindex', active ? '0' : '-1');\n            });\n            btn.focus({preventScroll: true});\n        }\n\n        function showLoading() {\n            cardsGrid.innerHTML = '<div class=\"offres-loading\"><svg class=\"pix-loading-circ-path-2-svg\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" xmlns:xlink=\"http:\/\/www.w3.org\/1999\/xlink\" version=\"1.1\" id=\"Capa_1\" x=\"0px\" y=\"0px\" viewBox=\"0 0 512.001 512.001\" style=\"enable-background:new 0 0 512.001 512.001;\" xml:space=\"preserve\" width=\"512\" height=\"512\"><g><path d=\"M268.078,512C126.693,511.962,12.108,397.316,12.146,255.932S126.83-0.038,268.215,0   c96.559,0.026,184.888,54.38,228.428,140.565c7.695,15.91,1.035,35.046-14.875,42.74c-15.501,7.497-34.155,1.384-42.213-13.834   C391.771,74.81,276.296,36.808,181.634,84.592S48.97,247.851,96.754,342.513s163.259,132.664,257.921,84.88   c36.48-18.414,66.133-47.987,84.646-84.417c8.018-15.753,27.287-22.023,43.04-14.005c15.753,8.018,22.023,27.287,14.005,43.04l0,0   C452.852,458.077,364.519,512.244,268.078,512z\"><\/path><\/g><\/svg><\/div>';\n        }\n\n        function handleFilter(typeSlug) {\n            showLoading();\n            const activeTab = tabsWrap.querySelector(`.offres-tab[data-type=\"${typeSlug}\"]`) || tabsWrap.querySelector('.offres-tab');\n            setActive(activeTab);\n\n            jQuery.post(ajaxUrl, {\n                action: 'offres_filter',\n                nonce: nonce,\n                instance: instance,\n                filter_type: typeSlug,\n                post_id: postId,\n                stacking: ''\n            }, function (response) {\n                if (response.success) {\n                    cardsGrid.innerHTML = response.data;\n                    root.dispatchEvent(new Event('offresFilterComplete'));\n                    console.log('Filtre appliqu\u00e9 : ', typeSlug);\n                } else {\n                    cardsGrid.innerHTML = '<div class=\"offres-error\">Erreur lors du chargement.<\/div>';\n                    console.error('Erreur AJAX : ', response.data);\n                }\n            }).fail(function (jqXHR, textStatus, errorThrown) {\n                cardsGrid.innerHTML = '<div class=\"offres-error\">Erreur de connexion.<\/div>';\n                console.error('\u00c9chec AJAX : ', textStatus, errorThrown);\n            });\n        }\n\n        function isActivationKey(e) {\n            return e.key === 'Enter' || e.key === ' ' || e.code === 'Space' || e.keyCode === 13 || e.keyCode === 32;\n        }\n\n        tabsWrap.addEventListener('click', function (e) {\n            const btn = e.target.closest('.offres-tab');\n            if (!btn)\n                return;\n            e.preventDefault();\n            const slug = btn.getAttribute('data-type') || 'all';\n            handleFilter(slug);\n        });\n\n        tabsWrap.addEventListener('keydown', function (e) {\n            const btn = e.target.closest('.offres-tab');\n            if (!btn)\n                return;\n            if (isActivationKey(e)) {\n                e.preventDefault();\n                const slug = btn.getAttribute('data-type') || 'all';\n                handleFilter(slug);\n            }\n            if (e.key === 'ArrowRight' || e.key === 'ArrowLeft') {\n                const tabs = Array.from(tabsWrap.querySelectorAll('.offres-tab'));\n                const idx = tabs.indexOf(btn);\n                if (idx === -1)\n                    return;\n                const nextIdx = e.key === 'ArrowRight' ? (idx + 1) % tabs.length : (idx - 1 + tabs.length) % tabs.length;\n                tabs[nextIdx].focus();\n            }\n        });\n\n        \/\/ ========== R\u00c9CUP\u00c9RATION PARAM\u00c8TRE URL ==========\n        function getUrlParameter(name) {\n            const queryString = window.location.search.substring(1);\n            if (!queryString)\n                return null;\n\n            const params = queryString.split('&');\n            for (let i = 0; i < params.length; i++) {\n                const pair = params[i].split('=');\n                const key = decodeURIComponent(pair[0]);\n\n                if (key === name) {\n                    let value = queryString.substring(queryString.indexOf(name + '=') + name.length + 1);\n                    const nextParamMatch = value.match(\/&[a-zA-Z_][\\w]*=\/);\n                    if (nextParamMatch) {\n                        value = value.substring(0, nextParamMatch.index);\n                    }\n                    return decodeURIComponent(value);\n                }\n            }\n            return null;\n        }\n\n        \/\/ Normalise une cha\u00eene pour comparaison (sans accents, minuscules, espaces normalis\u00e9s)\n        function normalizeForComparison(str) {\n            if (!str)\n                return '';\n            return str\n                    .toString()\n                    .toLowerCase()\n                    .trim()\n                    \/\/ Normaliser les espaces multiples en un seul espace\n                    .replace(\/\\s+\/g, ' ')\n                    \/\/ Remplacer les caract\u00e8res accentu\u00e9s\n                    .replace(\/[\u00e0\u00e1\u00e2\u00e3\u00e4\u00e5]\/g, 'a')\n                    .replace(\/[\u00e8\u00e9\u00ea\u00eb]\/g, 'e')\n                    .replace(\/[\u00ec\u00ed\u00ee\u00ef]\/g, 'i')\n                    .replace(\/[\u00f2\u00f3\u00f4\u00f5\u00f6]\/g, 'o')\n                    .replace(\/[\u00f9\u00fa\u00fb\u00fc]\/g, 'u')\n                    .replace(\/[\u00fd\u00ff]\/g, 'y')\n                    .replace(\/\u00e7\/g, 'c')\n                    .replace(\/\u00f1\/g, 'n')\n                    .replace(\/\u0153\/g, 'oe')\n                    .replace(\/\u00e6\/g, 'ae');\n        }\n\n        \/\/ ========== INITIALISATION ==========\n        \/\/ D\u00e9tecter la langue courante via WPML - M\u00e9thode robuste\n        function getCurrentLanguage() {\n            if (typeof icl_lang !== 'undefined' && icl_lang) {\n                return icl_lang;\n            }\n            if (typeof wpml_current_language !== 'undefined' && wpml_current_language) {\n                return wpml_current_language;\n            }\n            const pathArray = window.location.pathname.split('\/').filter(el => el);\n            if (pathArray[0] === 'en')\n                return 'en';\n            if (pathArray[0] === 'fr')\n                return 'fr';\n            const htmlLang = document.documentElement.lang;\n            if (htmlLang) {\n                return htmlLang.split('-')[0];\n            }\n            return 'fr';\n        }\n\n        const currentLang = getCurrentLanguage();\n        const paramName = currentLang === 'fr' ? 'onglet' : 'tab';\n        const typeFromUrl = getUrlParameter(paramName);\n\n        \/\/ Initialiser les tabindex\n        tabsWrap.querySelectorAll('.offres-tab').forEach((t, i) => {\n            t.setAttribute('tabindex', i === 0 ? '0' : '-1');\n        });\n\n        \/\/ Si param\u00e8tre URL existe, chercher et activer l'onglet correspondant\n        if (typeFromUrl) {\n            const normalizedUrlParam = normalizeForComparison(typeFromUrl);\n            console.log('\ud83d\udd0d Recherche depuis URL:', typeFromUrl, '\u2192 normalis\u00e9:', normalizedUrlParam);\n\n            let tabFound = null;\n            tabsWrap.querySelectorAll('.offres-tab').forEach(tab => {\n                const tabLabel = tab.querySelector('.offres-tab-label')?.textContent || '';\n                const tabType = tab.getAttribute('data-type');\n                const normalizedLabel = normalizeForComparison(tabLabel);\n\n                console.log('   \ud83d\udccb Label:', tabLabel, '| Normalis\u00e9:', normalizedLabel, '| Slug:', tabType);\n\n                \/\/ Comparer avec le label normalis\u00e9 (pas le slug)\n                if (normalizedLabel === normalizedUrlParam) {\n                    tabFound = tab;\n                    console.log('   \u2705 TROUV\u00c9 par label!');\n                }\n            });\n\n            if (tabFound) {\n                const typeSlug = tabFound.getAttribute('data-type');\n                console.log('\ud83d\ude80 Activation de l\\'onglet:', typeSlug);\n                handleFilter(typeSlug);\n            } else {\n                console.log('\u26a0\ufe0f Onglet non trouv\u00e9, activation par d\u00e9faut');\n                const firstTab = tabsWrap.querySelector('.offres-tab');\n                if (firstTab) {\n                    handleFilter(firstTab.getAttribute('data-type') || 'all');\n                }\n            }\n        } else {\n            \/\/ Pas de param\u00e8tre URL : activer le premier onglet par d\u00e9faut\n            console.log('\ud83d\udccc Pas de param\u00e8tre URL - activation du premier onglet');\n            const firstTab = tabsWrap.querySelector('.offres-tab');\n            if (firstTab) {\n                handleFilter(firstTab.getAttribute('data-type') || 'all');\n            }\n        }\n    <\/script>\n\n    <style>\n        .offres-loading, .offres-error {\n            text-align: center;\n            padding: 20px;\n        }\n        .avantages_progress-bar-fill {\n            width: 5px;\n            background: #000;\n            position: absolute;\n        }\n    <\/style>\n    \n<\/p><\/div>[\/vc_column][\/vc_row][vc_row pix_particles_check=&#8221;&#8221; el_class=&#8221;landing-parledenous sm_garanties&#8221;][vc_column]<div id=\"el1757410123764-daaec825-8ac2\" class=\"pix-el-text   w-100  \" ><p class=\"\"><h2 style=\"text-align: center;\"><span style=\"color: #7900f0;\">Your benefits <\/span> at a glance<\/h2>\n<\/p><\/div><div id=\"el1757410123789-76d7f2db-165b\" class=\"pix-el-text   w-100  \" ><p class=\"\">    <div class=\"fbp-solutions-container fbp-solutions-container-2 fbp-solutions-container-2-page just-mobile\">\n        <div class=\"fbp-solutions-data\">\n\n            <!-- Vue Desktop -->\n            <div class=\"fbp-solutions-desktop-view\">\n                <div class=\"fbp-solutions-grid fbp-solutions-grid-1\">\n                    <div class=\"fbp-solutions-grid-1\"><\/div>\n\n                    <!-- Cartes des solutions -->\n                                            <div class=\"fbp-solution-card recommended\">\n                            <div class=\"fbp-solution-content recommended\">\n\n                                \n                                \n                                <div class=\"fbp-solution-content-2\">\n                                    <div class=\"fbp-solution-header-1\">\n                                                                                    <img decoding=\"async\" src=\"\/wp-content\/uploads\/2025\/06\/book-icon.svg\" alt=\"\">\n                                                                                <div class=\"fbp-solution-category\">neoStudents<\/div>\n                                    <\/div>\n\n                                    <div class=\"fbp-solution-header\">\n                                        <div class=\"fbp-solution-title\"><h3>For students going abroad<\/h3>\n<\/div>\n                                                                                    <div class=\"fbp-solution-description\"><p>Internship, semester, or studying abroad for a year? neoStudents, the insurance plan for students abroad!<\/p>\n<\/div>\n                                                                            <\/div>\n\n                                                                            <div class=\"fbp-solution-price\">\n                                            <span>from<\/span>\n                                            <span class=\"price\">\u20ac32                                                <span>\/ month<\/span>\n                                            <\/span>\n                                        <\/div>\n                                    \n                                    <div class=\"fbp-solution-actions\">\n                                                                                    <a href=\"https:\/\/individualquote-neoyouth.msh-intl.com\/en-gb\/devis\/recueil\"  class=\"fbp-solution-actions-btn-1 btn mb-2 arrow-right-back-white-hover btn-primary d-inline-flex align-items-center btn-md\" target=\"_blank\">\n                                                <span>Get a quote<\/span>\n                                            <\/a>\n                                             \n                                            \n                                    <\/div>\n                                <\/div>\n                            <\/div>\n                        <\/div>\n                    \n                    <!-- Affichage des sections dynamiques en format tableau (Desktop) -->\n                                                                    \n                        <!-- En-t\u00eate de section -->\n                        <div class=\"fbp-solutions-options-1 fbp-solutions-options-upper-limit opened\">\n                            <div class=\"fbp-solutions-list-item-options-1\">\n                                <h3 style=\"cursor: pointer;\">Upper Limit<svg width=\"13\" height=\"6\" viewBox=\"0 0 13 6\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M1 5.5L5.82733 1.11152C6.20875 0.764775 6.79125 0.764774 7.17267 1.11152L12 5.5\" stroke=\"black\" stroke-linecap=\"round\"><\/path><\/svg><\/h3>\n                            <\/div>\n                            <div class=\"fbp-solutions-list-options-1\">\n                                                                    <div class=\"fbp-solutions-list-item-options-1\">Upper limit<\/div>\n                                                            <\/div>\n                        <\/div>\n\n                        <!-- Options pour chaque carte -->\n                                                                                <div class=\"fbp-solution-options fbp-solutions-options-upper-limit opened recommended\">\n                                <div>\n                                    <div class=\"fbp-solutions-list-item-options-1\"><\/div>\n                                                                                                                    <div class=\"fbp-solutions-list-item-value-options-1 \">\n                                            <span class=\"option-icon\"><\/span>\n                                                                                            <span class=\"option-texte\">\u20ac1,000,000<\/span>\n                                                                                    <\/div>\n                                                                    <\/div>\n                            <\/div>\n                                                                                            \n                        <!-- En-t\u00eate de section -->\n                        <div class=\"fbp-solutions-options-1 fbp-solutions-options-health-insurance-in-the-event-of-illness-or-accident\">\n                            <div class=\"fbp-solutions-list-item-options-1\">\n                                <h3 style=\"cursor: pointer;\">Health insurance in the event of illness or accident<svg width=\"13\" height=\"6\" viewBox=\"0 0 13 6\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M1 5.5L5.82733 1.11152C6.20875 0.764775 6.79125 0.764774 7.17267 1.11152L12 5.5\" stroke=\"black\" stroke-linecap=\"round\"><\/path><\/svg><\/h3>\n                            <\/div>\n                            <div class=\"fbp-solutions-list-options-1\">\n                                                                    <div class=\"fbp-solutions-list-item-options-1\">Teleconsultations<\/div>\n                                                                    <div class=\"fbp-solutions-list-item-options-1\">Hospitalization<\/div>\n                                                                    <div class=\"fbp-solutions-list-item-options-1\">Consultations<\/div>\n                                                                    <div class=\"fbp-solutions-list-item-options-1\">Care<\/div>\n                                                                    <div class=\"fbp-solutions-list-item-options-1\">Drugs<\/div>\n                                                                    <div class=\"fbp-solutions-list-item-options-1\">Emergency dental care<\/div>\n                                                                    <div class=\"fbp-solutions-list-item-options-1\">Emergency medical expenses in \u2028a third country<\/div>\n                                                            <\/div>\n                        <\/div>\n\n                        <!-- Options pour chaque carte -->\n                                                                                <div class=\"fbp-solution-options fbp-solutions-options-health-insurance-in-the-event-of-illness-or-accident recommended\">\n                                <div>\n                                    <div class=\"fbp-solutions-list-item-options-1\"><\/div>\n                                                                                                                    <div class=\"fbp-solutions-list-item-value-options-1 checked\">\n                                            <span class=\"option-icon\"><svg width=\"14\" height=\"10\" viewBox=\"0 0 14 10\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path fill-rule=\"evenodd\" clip-rule=\"evenodd\" d=\"M13.1114 1.2872C13.4056 0.993158 13.4056 0.515145 13.1114 0.2211C12.818 -0.0736999 12.3418 -0.0736999 12.0476 0.2211L4.10744 8.17842L1.61646 5.68281C1.32305 5.38801 0.846065 5.38801 0.552654 5.68281C0.25849 5.97761 0.25849 6.45487 0.552654 6.74891L3.53793 9.74139C3.54996 9.75421 3.56125 9.76702 3.57404 9.77909C3.72074 9.92687 3.91334 10 4.10594 10C4.14205 10 4.17816 9.99774 4.21428 9.99246C4.37001 9.9706 4.52048 9.89972 4.6401 9.77909C4.65289 9.76702 4.66493 9.75421 4.67621 9.74064L13.1114 1.2872Z\" fill=\"#7900F0\"><\/path><\/svg><\/span>\n                                                                                    <\/div>\n                                                                                                                    <div class=\"fbp-solutions-list-item-value-options-1 checked\">\n                                            <span class=\"option-icon\"><svg width=\"14\" height=\"10\" viewBox=\"0 0 14 10\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path fill-rule=\"evenodd\" clip-rule=\"evenodd\" d=\"M13.1114 1.2872C13.4056 0.993158 13.4056 0.515145 13.1114 0.2211C12.818 -0.0736999 12.3418 -0.0736999 12.0476 0.2211L4.10744 8.17842L1.61646 5.68281C1.32305 5.38801 0.846065 5.38801 0.552654 5.68281C0.25849 5.97761 0.25849 6.45487 0.552654 6.74891L3.53793 9.74139C3.54996 9.75421 3.56125 9.76702 3.57404 9.77909C3.72074 9.92687 3.91334 10 4.10594 10C4.14205 10 4.17816 9.99774 4.21428 9.99246C4.37001 9.9706 4.52048 9.89972 4.6401 9.77909C4.65289 9.76702 4.66493 9.75421 4.67621 9.74064L13.1114 1.2872Z\" fill=\"#7900F0\"><\/path><\/svg><\/span>\n                                                                                    <\/div>\n                                                                                                                    <div class=\"fbp-solutions-list-item-value-options-1 checked\">\n                                            <span class=\"option-icon\"><svg width=\"14\" height=\"10\" viewBox=\"0 0 14 10\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path fill-rule=\"evenodd\" clip-rule=\"evenodd\" d=\"M13.1114 1.2872C13.4056 0.993158 13.4056 0.515145 13.1114 0.2211C12.818 -0.0736999 12.3418 -0.0736999 12.0476 0.2211L4.10744 8.17842L1.61646 5.68281C1.32305 5.38801 0.846065 5.38801 0.552654 5.68281C0.25849 5.97761 0.25849 6.45487 0.552654 6.74891L3.53793 9.74139C3.54996 9.75421 3.56125 9.76702 3.57404 9.77909C3.72074 9.92687 3.91334 10 4.10594 10C4.14205 10 4.17816 9.99774 4.21428 9.99246C4.37001 9.9706 4.52048 9.89972 4.6401 9.77909C4.65289 9.76702 4.66493 9.75421 4.67621 9.74064L13.1114 1.2872Z\" fill=\"#7900F0\"><\/path><\/svg><\/span>\n                                                                                    <\/div>\n                                                                                                                    <div class=\"fbp-solutions-list-item-value-options-1 checked\">\n                                            <span class=\"option-icon\"><svg width=\"14\" height=\"10\" viewBox=\"0 0 14 10\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path fill-rule=\"evenodd\" clip-rule=\"evenodd\" d=\"M13.1114 1.2872C13.4056 0.993158 13.4056 0.515145 13.1114 0.2211C12.818 -0.0736999 12.3418 -0.0736999 12.0476 0.2211L4.10744 8.17842L1.61646 5.68281C1.32305 5.38801 0.846065 5.38801 0.552654 5.68281C0.25849 5.97761 0.25849 6.45487 0.552654 6.74891L3.53793 9.74139C3.54996 9.75421 3.56125 9.76702 3.57404 9.77909C3.72074 9.92687 3.91334 10 4.10594 10C4.14205 10 4.17816 9.99774 4.21428 9.99246C4.37001 9.9706 4.52048 9.89972 4.6401 9.77909C4.65289 9.76702 4.66493 9.75421 4.67621 9.74064L13.1114 1.2872Z\" fill=\"#7900F0\"><\/path><\/svg><\/span>\n                                                                                    <\/div>\n                                                                                                                    <div class=\"fbp-solutions-list-item-value-options-1 checked\">\n                                            <span class=\"option-icon\"><svg width=\"14\" height=\"10\" viewBox=\"0 0 14 10\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path fill-rule=\"evenodd\" clip-rule=\"evenodd\" d=\"M13.1114 1.2872C13.4056 0.993158 13.4056 0.515145 13.1114 0.2211C12.818 -0.0736999 12.3418 -0.0736999 12.0476 0.2211L4.10744 8.17842L1.61646 5.68281C1.32305 5.38801 0.846065 5.38801 0.552654 5.68281C0.25849 5.97761 0.25849 6.45487 0.552654 6.74891L3.53793 9.74139C3.54996 9.75421 3.56125 9.76702 3.57404 9.77909C3.72074 9.92687 3.91334 10 4.10594 10C4.14205 10 4.17816 9.99774 4.21428 9.99246C4.37001 9.9706 4.52048 9.89972 4.6401 9.77909C4.65289 9.76702 4.66493 9.75421 4.67621 9.74064L13.1114 1.2872Z\" fill=\"#7900F0\"><\/path><\/svg><\/span>\n                                                                                    <\/div>\n                                                                                                                    <div class=\"fbp-solutions-list-item-value-options-1 checked\">\n                                            <span class=\"option-icon\"><svg width=\"14\" height=\"10\" viewBox=\"0 0 14 10\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path fill-rule=\"evenodd\" clip-rule=\"evenodd\" d=\"M13.1114 1.2872C13.4056 0.993158 13.4056 0.515145 13.1114 0.2211C12.818 -0.0736999 12.3418 -0.0736999 12.0476 0.2211L4.10744 8.17842L1.61646 5.68281C1.32305 5.38801 0.846065 5.38801 0.552654 5.68281C0.25849 5.97761 0.25849 6.45487 0.552654 6.74891L3.53793 9.74139C3.54996 9.75421 3.56125 9.76702 3.57404 9.77909C3.72074 9.92687 3.91334 10 4.10594 10C4.14205 10 4.17816 9.99774 4.21428 9.99246C4.37001 9.9706 4.52048 9.89972 4.6401 9.77909C4.65289 9.76702 4.66493 9.75421 4.67621 9.74064L13.1114 1.2872Z\" fill=\"#7900F0\"><\/path><\/svg><\/span>\n                                                                                    <\/div>\n                                                                                                                    <div class=\"fbp-solutions-list-item-value-options-1 checked\">\n                                            <span class=\"option-icon\"><svg width=\"14\" height=\"10\" viewBox=\"0 0 14 10\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path fill-rule=\"evenodd\" clip-rule=\"evenodd\" d=\"M13.1114 1.2872C13.4056 0.993158 13.4056 0.515145 13.1114 0.2211C12.818 -0.0736999 12.3418 -0.0736999 12.0476 0.2211L4.10744 8.17842L1.61646 5.68281C1.32305 5.38801 0.846065 5.38801 0.552654 5.68281C0.25849 5.97761 0.25849 6.45487 0.552654 6.74891L3.53793 9.74139C3.54996 9.75421 3.56125 9.76702 3.57404 9.77909C3.72074 9.92687 3.91334 10 4.10594 10C4.14205 10 4.17816 9.99774 4.21428 9.99246C4.37001 9.9706 4.52048 9.89972 4.6401 9.77909C4.65289 9.76702 4.66493 9.75421 4.67621 9.74064L13.1114 1.2872Z\" fill=\"#7900F0\"><\/path><\/svg><\/span>\n                                                                                    <\/div>\n                                                                    <\/div>\n                            <\/div>\n                                                                                            \n                        <!-- En-t\u00eate de section -->\n                        <div class=\"fbp-solutions-options-1 fbp-solutions-options-assistance-and-repatriation\">\n                            <div class=\"fbp-solutions-list-item-options-1\">\n                                <h3 style=\"cursor: pointer;\">Assistance and repatriation<svg width=\"13\" height=\"6\" viewBox=\"0 0 13 6\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M1 5.5L5.82733 1.11152C6.20875 0.764775 6.79125 0.764774 7.17267 1.11152L12 5.5\" stroke=\"black\" stroke-linecap=\"round\"><\/path><\/svg><\/h3>\n                            <\/div>\n                            <div class=\"fbp-solutions-list-options-1\">\n                                                                    <div class=\"fbp-solutions-list-item-options-1\">Repatriation to the country of residence<\/div>\n                                                                    <div class=\"fbp-solutions-list-item-options-1\">Early return in the event of hospitalization or death of a family member<\/div>\n                                                                    <div class=\"fbp-solutions-list-item-options-1\">Early return in the event of an attack \u2028or a natural disaster<\/div>\n                                                            <\/div>\n                        <\/div>\n\n                        <!-- Options pour chaque carte -->\n                                                                                <div class=\"fbp-solution-options fbp-solutions-options-assistance-and-repatriation recommended\">\n                                <div>\n                                    <div class=\"fbp-solutions-list-item-options-1\"><\/div>\n                                                                                                                    <div class=\"fbp-solutions-list-item-value-options-1 checked\">\n                                            <span class=\"option-icon\"><svg width=\"14\" height=\"10\" viewBox=\"0 0 14 10\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path fill-rule=\"evenodd\" clip-rule=\"evenodd\" d=\"M13.1114 1.2872C13.4056 0.993158 13.4056 0.515145 13.1114 0.2211C12.818 -0.0736999 12.3418 -0.0736999 12.0476 0.2211L4.10744 8.17842L1.61646 5.68281C1.32305 5.38801 0.846065 5.38801 0.552654 5.68281C0.25849 5.97761 0.25849 6.45487 0.552654 6.74891L3.53793 9.74139C3.54996 9.75421 3.56125 9.76702 3.57404 9.77909C3.72074 9.92687 3.91334 10 4.10594 10C4.14205 10 4.17816 9.99774 4.21428 9.99246C4.37001 9.9706 4.52048 9.89972 4.6401 9.77909C4.65289 9.76702 4.66493 9.75421 4.67621 9.74064L13.1114 1.2872Z\" fill=\"#7900F0\"><\/path><\/svg><\/span>\n                                                                                    <\/div>\n                                                                                                                    <div class=\"fbp-solutions-list-item-value-options-1 checked\">\n                                            <span class=\"option-icon\"><svg width=\"14\" height=\"10\" viewBox=\"0 0 14 10\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path fill-rule=\"evenodd\" clip-rule=\"evenodd\" d=\"M13.1114 1.2872C13.4056 0.993158 13.4056 0.515145 13.1114 0.2211C12.818 -0.0736999 12.3418 -0.0736999 12.0476 0.2211L4.10744 8.17842L1.61646 5.68281C1.32305 5.38801 0.846065 5.38801 0.552654 5.68281C0.25849 5.97761 0.25849 6.45487 0.552654 6.74891L3.53793 9.74139C3.54996 9.75421 3.56125 9.76702 3.57404 9.77909C3.72074 9.92687 3.91334 10 4.10594 10C4.14205 10 4.17816 9.99774 4.21428 9.99246C4.37001 9.9706 4.52048 9.89972 4.6401 9.77909C4.65289 9.76702 4.66493 9.75421 4.67621 9.74064L13.1114 1.2872Z\" fill=\"#7900F0\"><\/path><\/svg><\/span>\n                                                                                    <\/div>\n                                                                                                                    <div class=\"fbp-solutions-list-item-value-options-1 checked\">\n                                            <span class=\"option-icon\"><svg width=\"14\" height=\"10\" viewBox=\"0 0 14 10\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path fill-rule=\"evenodd\" clip-rule=\"evenodd\" d=\"M13.1114 1.2872C13.4056 0.993158 13.4056 0.515145 13.1114 0.2211C12.818 -0.0736999 12.3418 -0.0736999 12.0476 0.2211L4.10744 8.17842L1.61646 5.68281C1.32305 5.38801 0.846065 5.38801 0.552654 5.68281C0.25849 5.97761 0.25849 6.45487 0.552654 6.74891L3.53793 9.74139C3.54996 9.75421 3.56125 9.76702 3.57404 9.77909C3.72074 9.92687 3.91334 10 4.10594 10C4.14205 10 4.17816 9.99774 4.21428 9.99246C4.37001 9.9706 4.52048 9.89972 4.6401 9.77909C4.65289 9.76702 4.66493 9.75421 4.67621 9.74064L13.1114 1.2872Z\" fill=\"#7900F0\"><\/path><\/svg><\/span>\n                                                                                    <\/div>\n                                                                    <\/div>\n                            <\/div>\n                                                                                            \n                        <!-- En-t\u00eate de section -->\n                        <div class=\"fbp-solutions-options-1 fbp-solutions-options-trip\">\n                            <div class=\"fbp-solutions-list-item-options-1\">\n                                <h3 style=\"cursor: pointer;\">Trip<svg width=\"13\" height=\"6\" viewBox=\"0 0 13 6\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M1 5.5L5.82733 1.11152C6.20875 0.764775 6.79125 0.764774 7.17267 1.11152L12 5.5\" stroke=\"black\" stroke-linecap=\"round\"><\/path><\/svg><\/h3>\n                            <\/div>\n                            <div class=\"fbp-solutions-list-options-1\">\n                                                                    <div class=\"fbp-solutions-list-item-options-1\">Loss, theft or destruction of your bags<\/div>\n                                                                    <div class=\"fbp-solutions-list-item-options-1\">Baggage delays<\/div>\n                                                                    <div class=\"fbp-solutions-list-item-options-1\">Flight delays resulting in a missed \u2028connection<\/div>\n                                                            <\/div>\n                        <\/div>\n\n                        <!-- Options pour chaque carte -->\n                                                                                <div class=\"fbp-solution-options fbp-solutions-options-trip recommended\">\n                                <div>\n                                    <div class=\"fbp-solutions-list-item-options-1\"><\/div>\n                                                                                                                    <div class=\"fbp-solutions-list-item-value-options-1 checked\">\n                                            <span class=\"option-icon\"><svg width=\"14\" height=\"10\" viewBox=\"0 0 14 10\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path fill-rule=\"evenodd\" clip-rule=\"evenodd\" d=\"M13.1114 1.2872C13.4056 0.993158 13.4056 0.515145 13.1114 0.2211C12.818 -0.0736999 12.3418 -0.0736999 12.0476 0.2211L4.10744 8.17842L1.61646 5.68281C1.32305 5.38801 0.846065 5.38801 0.552654 5.68281C0.25849 5.97761 0.25849 6.45487 0.552654 6.74891L3.53793 9.74139C3.54996 9.75421 3.56125 9.76702 3.57404 9.77909C3.72074 9.92687 3.91334 10 4.10594 10C4.14205 10 4.17816 9.99774 4.21428 9.99246C4.37001 9.9706 4.52048 9.89972 4.6401 9.77909C4.65289 9.76702 4.66493 9.75421 4.67621 9.74064L13.1114 1.2872Z\" fill=\"#7900F0\"><\/path><\/svg><\/span>\n                                                                                    <\/div>\n                                                                                                                    <div class=\"fbp-solutions-list-item-value-options-1 checked\">\n                                            <span class=\"option-icon\"><svg width=\"14\" height=\"10\" viewBox=\"0 0 14 10\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path fill-rule=\"evenodd\" clip-rule=\"evenodd\" d=\"M13.1114 1.2872C13.4056 0.993158 13.4056 0.515145 13.1114 0.2211C12.818 -0.0736999 12.3418 -0.0736999 12.0476 0.2211L4.10744 8.17842L1.61646 5.68281C1.32305 5.38801 0.846065 5.38801 0.552654 5.68281C0.25849 5.97761 0.25849 6.45487 0.552654 6.74891L3.53793 9.74139C3.54996 9.75421 3.56125 9.76702 3.57404 9.77909C3.72074 9.92687 3.91334 10 4.10594 10C4.14205 10 4.17816 9.99774 4.21428 9.99246C4.37001 9.9706 4.52048 9.89972 4.6401 9.77909C4.65289 9.76702 4.66493 9.75421 4.67621 9.74064L13.1114 1.2872Z\" fill=\"#7900F0\"><\/path><\/svg><\/span>\n                                                                                    <\/div>\n                                                                                                                    <div class=\"fbp-solutions-list-item-value-options-1 checked\">\n                                            <span class=\"option-icon\"><svg width=\"14\" height=\"10\" viewBox=\"0 0 14 10\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path fill-rule=\"evenodd\" clip-rule=\"evenodd\" d=\"M13.1114 1.2872C13.4056 0.993158 13.4056 0.515145 13.1114 0.2211C12.818 -0.0736999 12.3418 -0.0736999 12.0476 0.2211L4.10744 8.17842L1.61646 5.68281C1.32305 5.38801 0.846065 5.38801 0.552654 5.68281C0.25849 5.97761 0.25849 6.45487 0.552654 6.74891L3.53793 9.74139C3.54996 9.75421 3.56125 9.76702 3.57404 9.77909C3.72074 9.92687 3.91334 10 4.10594 10C4.14205 10 4.17816 9.99774 4.21428 9.99246C4.37001 9.9706 4.52048 9.89972 4.6401 9.77909C4.65289 9.76702 4.66493 9.75421 4.67621 9.74064L13.1114 1.2872Z\" fill=\"#7900F0\"><\/path><\/svg><\/span>\n                                                                                    <\/div>\n                                                                    <\/div>\n                            <\/div>\n                                                                                            \n                        <!-- En-t\u00eate de section -->\n                        <div class=\"fbp-solutions-options-1 fbp-solutions-options-personal-accident\">\n                            <div class=\"fbp-solutions-list-item-options-1\">\n                                <h3 style=\"cursor: pointer;\">Personal accident<svg width=\"13\" height=\"6\" viewBox=\"0 0 13 6\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M1 5.5L5.82733 1.11152C6.20875 0.764775 6.79125 0.764774 7.17267 1.11152L12 5.5\" stroke=\"black\" stroke-linecap=\"round\"><\/path><\/svg><\/h3>\n                            <\/div>\n                            <div class=\"fbp-solutions-list-options-1\">\n                                                                    <div class=\"fbp-solutions-list-item-options-1\">Death lump sum<\/div>\n                                                                    <div class=\"fbp-solutions-list-item-options-1\">Disability lump sum<\/div>\n                                                            <\/div>\n                        <\/div>\n\n                        <!-- Options pour chaque carte -->\n                                                                                <div class=\"fbp-solution-options fbp-solutions-options-personal-accident recommended\">\n                                <div>\n                                    <div class=\"fbp-solutions-list-item-options-1\"><\/div>\n                                                                                                                    <div class=\"fbp-solutions-list-item-value-options-1 checked\">\n                                            <span class=\"option-icon\"><svg width=\"14\" height=\"10\" viewBox=\"0 0 14 10\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path fill-rule=\"evenodd\" clip-rule=\"evenodd\" d=\"M13.1114 1.2872C13.4056 0.993158 13.4056 0.515145 13.1114 0.2211C12.818 -0.0736999 12.3418 -0.0736999 12.0476 0.2211L4.10744 8.17842L1.61646 5.68281C1.32305 5.38801 0.846065 5.38801 0.552654 5.68281C0.25849 5.97761 0.25849 6.45487 0.552654 6.74891L3.53793 9.74139C3.54996 9.75421 3.56125 9.76702 3.57404 9.77909C3.72074 9.92687 3.91334 10 4.10594 10C4.14205 10 4.17816 9.99774 4.21428 9.99246C4.37001 9.9706 4.52048 9.89972 4.6401 9.77909C4.65289 9.76702 4.66493 9.75421 4.67621 9.74064L13.1114 1.2872Z\" fill=\"#7900F0\"><\/path><\/svg><\/span>\n                                                                                    <\/div>\n                                                                                                                    <div class=\"fbp-solutions-list-item-value-options-1 checked\">\n                                            <span class=\"option-icon\"><svg width=\"14\" height=\"10\" viewBox=\"0 0 14 10\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path fill-rule=\"evenodd\" clip-rule=\"evenodd\" d=\"M13.1114 1.2872C13.4056 0.993158 13.4056 0.515145 13.1114 0.2211C12.818 -0.0736999 12.3418 -0.0736999 12.0476 0.2211L4.10744 8.17842L1.61646 5.68281C1.32305 5.38801 0.846065 5.38801 0.552654 5.68281C0.25849 5.97761 0.25849 6.45487 0.552654 6.74891L3.53793 9.74139C3.54996 9.75421 3.56125 9.76702 3.57404 9.77909C3.72074 9.92687 3.91334 10 4.10594 10C4.14205 10 4.17816 9.99774 4.21428 9.99246C4.37001 9.9706 4.52048 9.89972 4.6401 9.77909C4.65289 9.76702 4.66493 9.75421 4.67621 9.74064L13.1114 1.2872Z\" fill=\"#7900F0\"><\/path><\/svg><\/span>\n                                                                                    <\/div>\n                                                                    <\/div>\n                            <\/div>\n                                                                                            \n                        <!-- En-t\u00eate de section -->\n                        <div class=\"fbp-solutions-options-1 fbp-solutions-options-third-party-liability\">\n                            <div class=\"fbp-solutions-list-item-options-1\">\n                                <h3 style=\"cursor: pointer;\">Third-party liability<svg width=\"13\" height=\"6\" viewBox=\"0 0 13 6\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M1 5.5L5.82733 1.11152C6.20875 0.764775 6.79125 0.764774 7.17267 1.11152L12 5.5\" stroke=\"black\" stroke-linecap=\"round\"><\/path><\/svg><\/h3>\n                            <\/div>\n                            <div class=\"fbp-solutions-list-options-1\">\n                                                                    <div class=\"fbp-solutions-list-item-options-1\">Third-party liability abroad<\/div>\n                                                                    <div class=\"fbp-solutions-list-item-options-1\">Third-party liability for internships<\/div>\n                                                                    <div class=\"fbp-solutions-list-item-options-1\">Tenant&#039;s liability<\/div>\n                                                            <\/div>\n                        <\/div>\n\n                        <!-- Options pour chaque carte -->\n                                                                                <div class=\"fbp-solution-options fbp-solutions-options-third-party-liability recommended\">\n                                <div>\n                                    <div class=\"fbp-solutions-list-item-options-1\"><\/div>\n                                                                                                                    <div class=\"fbp-solutions-list-item-value-options-1 checked\">\n                                            <span class=\"option-icon\"><svg width=\"14\" height=\"10\" viewBox=\"0 0 14 10\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path fill-rule=\"evenodd\" clip-rule=\"evenodd\" d=\"M13.1114 1.2872C13.4056 0.993158 13.4056 0.515145 13.1114 0.2211C12.818 -0.0736999 12.3418 -0.0736999 12.0476 0.2211L4.10744 8.17842L1.61646 5.68281C1.32305 5.38801 0.846065 5.38801 0.552654 5.68281C0.25849 5.97761 0.25849 6.45487 0.552654 6.74891L3.53793 9.74139C3.54996 9.75421 3.56125 9.76702 3.57404 9.77909C3.72074 9.92687 3.91334 10 4.10594 10C4.14205 10 4.17816 9.99774 4.21428 9.99246C4.37001 9.9706 4.52048 9.89972 4.6401 9.77909C4.65289 9.76702 4.66493 9.75421 4.67621 9.74064L13.1114 1.2872Z\" fill=\"#7900F0\"><\/path><\/svg><\/span>\n                                                                                    <\/div>\n                                                                                                                    <div class=\"fbp-solutions-list-item-value-options-1 checked\">\n                                            <span class=\"option-icon\"><svg width=\"14\" height=\"10\" viewBox=\"0 0 14 10\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path fill-rule=\"evenodd\" clip-rule=\"evenodd\" d=\"M13.1114 1.2872C13.4056 0.993158 13.4056 0.515145 13.1114 0.2211C12.818 -0.0736999 12.3418 -0.0736999 12.0476 0.2211L4.10744 8.17842L1.61646 5.68281C1.32305 5.38801 0.846065 5.38801 0.552654 5.68281C0.25849 5.97761 0.25849 6.45487 0.552654 6.74891L3.53793 9.74139C3.54996 9.75421 3.56125 9.76702 3.57404 9.77909C3.72074 9.92687 3.91334 10 4.10594 10C4.14205 10 4.17816 9.99774 4.21428 9.99246C4.37001 9.9706 4.52048 9.89972 4.6401 9.77909C4.65289 9.76702 4.66493 9.75421 4.67621 9.74064L13.1114 1.2872Z\" fill=\"#7900F0\"><\/path><\/svg><\/span>\n                                                                                    <\/div>\n                                                                                                                    <div class=\"fbp-solutions-list-item-value-options-1 checked\">\n                                            <span class=\"option-icon\"><svg width=\"14\" height=\"10\" viewBox=\"0 0 14 10\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path fill-rule=\"evenodd\" clip-rule=\"evenodd\" d=\"M13.1114 1.2872C13.4056 0.993158 13.4056 0.515145 13.1114 0.2211C12.818 -0.0736999 12.3418 -0.0736999 12.0476 0.2211L4.10744 8.17842L1.61646 5.68281C1.32305 5.38801 0.846065 5.38801 0.552654 5.68281C0.25849 5.97761 0.25849 6.45487 0.552654 6.74891L3.53793 9.74139C3.54996 9.75421 3.56125 9.76702 3.57404 9.77909C3.72074 9.92687 3.91334 10 4.10594 10C4.14205 10 4.17816 9.99774 4.21428 9.99246C4.37001 9.9706 4.52048 9.89972 4.6401 9.77909C4.65289 9.76702 4.66493 9.75421 4.67621 9.74064L13.1114 1.2872Z\" fill=\"#7900F0\"><\/path><\/svg><\/span>\n                                                                                    <\/div>\n                                                                    <\/div>\n                            <\/div>\n                                            \n                <\/div>\n            <\/div>\n\n            <!-- Vue Mobile -->\n            <div class=\"fbp-solutions-mobile-view\">\n                <div class=\"fbp-solutions-grid\">\n                    <div class=\"fbp-solutions-grid-1\"><\/div>\n\n                                            <div class=\"fbp-solution-card fbp-solution-card-one recommended\">\n                            <div class=\"fbp-solution-content recommended\">\n\n                                                                    <div class=\"fbp-solution-content-1\">\n                                        <div class=\"fbp-solution-badge\" style=\"background-color: #8b5cf6\">\n                                            <svg width=\"16\" height=\"15\" viewBox=\"0 0 16 15\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M8 0L9.79611 5.52786H15.6085L10.9062 8.94427L12.7023 14.4721L8 11.0557L3.29772 14.4721L5.09383 8.94427L0.391548 5.52786H6.20389L8 0Z\" fill=\"white\"><\/path><\/svg>\n                                            <span>Preferred Solution<\/span>\n                                        <\/div>\n                                    <\/div>\n                                \n                                <div class=\"fbp-solution-content-2\">\n                                    <div class=\"fbp-solution-header-1\">\n                                                                                    <img decoding=\"async\" src=\"\/wp-content\/uploads\/2025\/06\/book-icon.svg\" alt=\"\">\n                                                                                <div class=\"fbp-solution-category\">neoStudents<\/div>\n                                    <\/div>\n\n                                    <div class=\"fbp-solution-header\">\n                                        <div class=\"fbp-solution-title\"><h3>For students going abroad<\/h3>\n<\/div>\n                                                                                    <div class=\"fbp-solution-description\"><p>Internship, semester, or studying abroad for a year? neoStudents, the insurance plan for students abroad!<\/p>\n<\/div>\n                                                                            <\/div>\n\n                                                                            <div class=\"fbp-solution-price\">\n                                            <span>from<\/span>\n                                            <span class=\"price\">\u20ac32                                                <span>\/ month<\/span>\n                                            <\/span>\n                                        <\/div>\n                                    \n                                    <div class=\"fbp-solution-actions\">\n                                                                                    <a href=\"https:\/\/individualquote-neoyouth.msh-intl.com\/en-gb\/devis\/recueil\"  class=\"fbp-solution-actions-btn-1 btn mb-2 arrow-right-back-white-hover btn-primary d-inline-flex align-items-center btn-md\" target=\"_blank\">\n                                                <span>Get a quote<\/span>\n                                            <\/a>\n                                             \n\n                                             \n                                    <\/div>\n                                <\/div>\n\n                                <!-- Options int\u00e9gr\u00e9es pour chaque carte mobile -->\n                                <div class=\"fbp-solution-content-2-options\">\n                                                                                                                                                                    <div class=\"fbp-solutions-options-1 fbp-solutions-options-upper-limit fbp-solutions-options-1-mobile\">\n                                                <div class=\"fbp-solutions-list-item-options-1\">\n                                                    <h3 style=\"cursor: pointer;\">Upper Limit<svg width=\"13\" height=\"6\" viewBox=\"0 0 13 6\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M1 5.5L5.82733 1.11152C6.20875 0.764775 6.79125 0.764774 7.17267 1.11152L12 5.5\" stroke=\"black\" stroke-linecap=\"round\"><\/path><\/svg><\/h3>\n                                                <\/div>\n                                                <div class=\"fbp-solution-options fbp-solutions-options-upper-limit\">\n                                                                                                            <div class=\"fbp-solutions-list-item-value-options-1 \">\n                                                            <span class=\"option-icon\"><\/span>\n                                                            <span class=\"option-label\">Upper limit<\/span>\n                                                                                                                            <span class=\"option-texte\">(\u20ac1,000,000)<\/span>\n                                                                                                                    <\/div>\n                                                                                                    <\/div>\n                                            <\/div>\n                                                                                                                                <div class=\"fbp-solutions-options-1 fbp-solutions-options-health-insurance-in-the-event-of-illness-or-accident fbp-solutions-options-1-mobile\">\n                                                <div class=\"fbp-solutions-list-item-options-1\">\n                                                    <h3 style=\"cursor: pointer;\">Health insurance in the event of illness or accident<svg width=\"13\" height=\"6\" viewBox=\"0 0 13 6\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M1 5.5L5.82733 1.11152C6.20875 0.764775 6.79125 0.764774 7.17267 1.11152L12 5.5\" stroke=\"black\" stroke-linecap=\"round\"><\/path><\/svg><\/h3>\n                                                <\/div>\n                                                <div class=\"fbp-solution-options fbp-solutions-options-health-insurance-in-the-event-of-illness-or-accident\">\n                                                                                                            <div class=\"fbp-solutions-list-item-value-options-1 checked\">\n                                                            <span class=\"option-icon\"><svg width=\"14\" height=\"10\" viewBox=\"0 0 14 10\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path fill-rule=\"evenodd\" clip-rule=\"evenodd\" d=\"M13.1114 1.2872C13.4056 0.993158 13.4056 0.515145 13.1114 0.2211C12.818 -0.0736999 12.3418 -0.0736999 12.0476 0.2211L4.10744 8.17842L1.61646 5.68281C1.32305 5.38801 0.846065 5.38801 0.552654 5.68281C0.25849 5.97761 0.25849 6.45487 0.552654 6.74891L3.53793 9.74139C3.54996 9.75421 3.56125 9.76702 3.57404 9.77909C3.72074 9.92687 3.91334 10 4.10594 10C4.14205 10 4.17816 9.99774 4.21428 9.99246C4.37001 9.9706 4.52048 9.89972 4.6401 9.77909C4.65289 9.76702 4.66493 9.75421 4.67621 9.74064L13.1114 1.2872Z\" fill=\"#7900F0\"><\/path><\/svg><\/span>\n                                                            <span class=\"option-label\">Teleconsultations<\/span>\n                                                                                                                    <\/div>\n                                                                                                            <div class=\"fbp-solutions-list-item-value-options-1 checked\">\n                                                            <span class=\"option-icon\"><svg width=\"14\" height=\"10\" viewBox=\"0 0 14 10\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path fill-rule=\"evenodd\" clip-rule=\"evenodd\" d=\"M13.1114 1.2872C13.4056 0.993158 13.4056 0.515145 13.1114 0.2211C12.818 -0.0736999 12.3418 -0.0736999 12.0476 0.2211L4.10744 8.17842L1.61646 5.68281C1.32305 5.38801 0.846065 5.38801 0.552654 5.68281C0.25849 5.97761 0.25849 6.45487 0.552654 6.74891L3.53793 9.74139C3.54996 9.75421 3.56125 9.76702 3.57404 9.77909C3.72074 9.92687 3.91334 10 4.10594 10C4.14205 10 4.17816 9.99774 4.21428 9.99246C4.37001 9.9706 4.52048 9.89972 4.6401 9.77909C4.65289 9.76702 4.66493 9.75421 4.67621 9.74064L13.1114 1.2872Z\" fill=\"#7900F0\"><\/path><\/svg><\/span>\n                                                            <span class=\"option-label\">Hospitalization<\/span>\n                                                                                                                    <\/div>\n                                                                                                            <div class=\"fbp-solutions-list-item-value-options-1 checked\">\n                                                            <span class=\"option-icon\"><svg width=\"14\" height=\"10\" viewBox=\"0 0 14 10\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path fill-rule=\"evenodd\" clip-rule=\"evenodd\" d=\"M13.1114 1.2872C13.4056 0.993158 13.4056 0.515145 13.1114 0.2211C12.818 -0.0736999 12.3418 -0.0736999 12.0476 0.2211L4.10744 8.17842L1.61646 5.68281C1.32305 5.38801 0.846065 5.38801 0.552654 5.68281C0.25849 5.97761 0.25849 6.45487 0.552654 6.74891L3.53793 9.74139C3.54996 9.75421 3.56125 9.76702 3.57404 9.77909C3.72074 9.92687 3.91334 10 4.10594 10C4.14205 10 4.17816 9.99774 4.21428 9.99246C4.37001 9.9706 4.52048 9.89972 4.6401 9.77909C4.65289 9.76702 4.66493 9.75421 4.67621 9.74064L13.1114 1.2872Z\" fill=\"#7900F0\"><\/path><\/svg><\/span>\n                                                            <span class=\"option-label\">Consultations<\/span>\n                                                                                                                    <\/div>\n                                                                                                            <div class=\"fbp-solutions-list-item-value-options-1 checked\">\n                                                            <span class=\"option-icon\"><svg width=\"14\" height=\"10\" viewBox=\"0 0 14 10\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path fill-rule=\"evenodd\" clip-rule=\"evenodd\" d=\"M13.1114 1.2872C13.4056 0.993158 13.4056 0.515145 13.1114 0.2211C12.818 -0.0736999 12.3418 -0.0736999 12.0476 0.2211L4.10744 8.17842L1.61646 5.68281C1.32305 5.38801 0.846065 5.38801 0.552654 5.68281C0.25849 5.97761 0.25849 6.45487 0.552654 6.74891L3.53793 9.74139C3.54996 9.75421 3.56125 9.76702 3.57404 9.77909C3.72074 9.92687 3.91334 10 4.10594 10C4.14205 10 4.17816 9.99774 4.21428 9.99246C4.37001 9.9706 4.52048 9.89972 4.6401 9.77909C4.65289 9.76702 4.66493 9.75421 4.67621 9.74064L13.1114 1.2872Z\" fill=\"#7900F0\"><\/path><\/svg><\/span>\n                                                            <span class=\"option-label\">Care<\/span>\n                                                                                                                    <\/div>\n                                                                                                            <div class=\"fbp-solutions-list-item-value-options-1 checked\">\n                                                            <span class=\"option-icon\"><svg width=\"14\" height=\"10\" viewBox=\"0 0 14 10\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path fill-rule=\"evenodd\" clip-rule=\"evenodd\" d=\"M13.1114 1.2872C13.4056 0.993158 13.4056 0.515145 13.1114 0.2211C12.818 -0.0736999 12.3418 -0.0736999 12.0476 0.2211L4.10744 8.17842L1.61646 5.68281C1.32305 5.38801 0.846065 5.38801 0.552654 5.68281C0.25849 5.97761 0.25849 6.45487 0.552654 6.74891L3.53793 9.74139C3.54996 9.75421 3.56125 9.76702 3.57404 9.77909C3.72074 9.92687 3.91334 10 4.10594 10C4.14205 10 4.17816 9.99774 4.21428 9.99246C4.37001 9.9706 4.52048 9.89972 4.6401 9.77909C4.65289 9.76702 4.66493 9.75421 4.67621 9.74064L13.1114 1.2872Z\" fill=\"#7900F0\"><\/path><\/svg><\/span>\n                                                            <span class=\"option-label\">Drugs<\/span>\n                                                                                                                    <\/div>\n                                                                                                            <div class=\"fbp-solutions-list-item-value-options-1 checked\">\n                                                            <span class=\"option-icon\"><svg width=\"14\" height=\"10\" viewBox=\"0 0 14 10\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path fill-rule=\"evenodd\" clip-rule=\"evenodd\" d=\"M13.1114 1.2872C13.4056 0.993158 13.4056 0.515145 13.1114 0.2211C12.818 -0.0736999 12.3418 -0.0736999 12.0476 0.2211L4.10744 8.17842L1.61646 5.68281C1.32305 5.38801 0.846065 5.38801 0.552654 5.68281C0.25849 5.97761 0.25849 6.45487 0.552654 6.74891L3.53793 9.74139C3.54996 9.75421 3.56125 9.76702 3.57404 9.77909C3.72074 9.92687 3.91334 10 4.10594 10C4.14205 10 4.17816 9.99774 4.21428 9.99246C4.37001 9.9706 4.52048 9.89972 4.6401 9.77909C4.65289 9.76702 4.66493 9.75421 4.67621 9.74064L13.1114 1.2872Z\" fill=\"#7900F0\"><\/path><\/svg><\/span>\n                                                            <span class=\"option-label\">Emergency dental care<\/span>\n                                                                                                                    <\/div>\n                                                                                                            <div class=\"fbp-solutions-list-item-value-options-1 checked\">\n                                                            <span class=\"option-icon\"><svg width=\"14\" height=\"10\" viewBox=\"0 0 14 10\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path fill-rule=\"evenodd\" clip-rule=\"evenodd\" d=\"M13.1114 1.2872C13.4056 0.993158 13.4056 0.515145 13.1114 0.2211C12.818 -0.0736999 12.3418 -0.0736999 12.0476 0.2211L4.10744 8.17842L1.61646 5.68281C1.32305 5.38801 0.846065 5.38801 0.552654 5.68281C0.25849 5.97761 0.25849 6.45487 0.552654 6.74891L3.53793 9.74139C3.54996 9.75421 3.56125 9.76702 3.57404 9.77909C3.72074 9.92687 3.91334 10 4.10594 10C4.14205 10 4.17816 9.99774 4.21428 9.99246C4.37001 9.9706 4.52048 9.89972 4.6401 9.77909C4.65289 9.76702 4.66493 9.75421 4.67621 9.74064L13.1114 1.2872Z\" fill=\"#7900F0\"><\/path><\/svg><\/span>\n                                                            <span class=\"option-label\">Emergency medical expenses in \u2028a third country<\/span>\n                                                                                                                    <\/div>\n                                                                                                    <\/div>\n                                            <\/div>\n                                                                                                                                <div class=\"fbp-solutions-options-1 fbp-solutions-options-assistance-and-repatriation fbp-solutions-options-1-mobile\">\n                                                <div class=\"fbp-solutions-list-item-options-1\">\n                                                    <h3 style=\"cursor: pointer;\">Assistance and repatriation<svg width=\"13\" height=\"6\" viewBox=\"0 0 13 6\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M1 5.5L5.82733 1.11152C6.20875 0.764775 6.79125 0.764774 7.17267 1.11152L12 5.5\" stroke=\"black\" stroke-linecap=\"round\"><\/path><\/svg><\/h3>\n                                                <\/div>\n                                                <div class=\"fbp-solution-options fbp-solutions-options-assistance-and-repatriation\">\n                                                                                                            <div class=\"fbp-solutions-list-item-value-options-1 checked\">\n                                                            <span class=\"option-icon\"><svg width=\"14\" height=\"10\" viewBox=\"0 0 14 10\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path fill-rule=\"evenodd\" clip-rule=\"evenodd\" d=\"M13.1114 1.2872C13.4056 0.993158 13.4056 0.515145 13.1114 0.2211C12.818 -0.0736999 12.3418 -0.0736999 12.0476 0.2211L4.10744 8.17842L1.61646 5.68281C1.32305 5.38801 0.846065 5.38801 0.552654 5.68281C0.25849 5.97761 0.25849 6.45487 0.552654 6.74891L3.53793 9.74139C3.54996 9.75421 3.56125 9.76702 3.57404 9.77909C3.72074 9.92687 3.91334 10 4.10594 10C4.14205 10 4.17816 9.99774 4.21428 9.99246C4.37001 9.9706 4.52048 9.89972 4.6401 9.77909C4.65289 9.76702 4.66493 9.75421 4.67621 9.74064L13.1114 1.2872Z\" fill=\"#7900F0\"><\/path><\/svg><\/span>\n                                                            <span class=\"option-label\">Repatriation to the country of residence<\/span>\n                                                                                                                    <\/div>\n                                                                                                            <div class=\"fbp-solutions-list-item-value-options-1 checked\">\n                                                            <span class=\"option-icon\"><svg width=\"14\" height=\"10\" viewBox=\"0 0 14 10\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path fill-rule=\"evenodd\" clip-rule=\"evenodd\" d=\"M13.1114 1.2872C13.4056 0.993158 13.4056 0.515145 13.1114 0.2211C12.818 -0.0736999 12.3418 -0.0736999 12.0476 0.2211L4.10744 8.17842L1.61646 5.68281C1.32305 5.38801 0.846065 5.38801 0.552654 5.68281C0.25849 5.97761 0.25849 6.45487 0.552654 6.74891L3.53793 9.74139C3.54996 9.75421 3.56125 9.76702 3.57404 9.77909C3.72074 9.92687 3.91334 10 4.10594 10C4.14205 10 4.17816 9.99774 4.21428 9.99246C4.37001 9.9706 4.52048 9.89972 4.6401 9.77909C4.65289 9.76702 4.66493 9.75421 4.67621 9.74064L13.1114 1.2872Z\" fill=\"#7900F0\"><\/path><\/svg><\/span>\n                                                            <span class=\"option-label\">Early return in the event of hospitalization or death of a family member<\/span>\n                                                                                                                    <\/div>\n                                                                                                            <div class=\"fbp-solutions-list-item-value-options-1 checked\">\n                                                            <span class=\"option-icon\"><svg width=\"14\" height=\"10\" viewBox=\"0 0 14 10\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path fill-rule=\"evenodd\" clip-rule=\"evenodd\" d=\"M13.1114 1.2872C13.4056 0.993158 13.4056 0.515145 13.1114 0.2211C12.818 -0.0736999 12.3418 -0.0736999 12.0476 0.2211L4.10744 8.17842L1.61646 5.68281C1.32305 5.38801 0.846065 5.38801 0.552654 5.68281C0.25849 5.97761 0.25849 6.45487 0.552654 6.74891L3.53793 9.74139C3.54996 9.75421 3.56125 9.76702 3.57404 9.77909C3.72074 9.92687 3.91334 10 4.10594 10C4.14205 10 4.17816 9.99774 4.21428 9.99246C4.37001 9.9706 4.52048 9.89972 4.6401 9.77909C4.65289 9.76702 4.66493 9.75421 4.67621 9.74064L13.1114 1.2872Z\" fill=\"#7900F0\"><\/path><\/svg><\/span>\n                                                            <span class=\"option-label\">Early return in the event of an attack \u2028or a natural disaster<\/span>\n                                                                                                                    <\/div>\n                                                                                                    <\/div>\n                                            <\/div>\n                                                                                                                                <div class=\"fbp-solutions-options-1 fbp-solutions-options-trip fbp-solutions-options-1-mobile\">\n                                                <div class=\"fbp-solutions-list-item-options-1\">\n                                                    <h3 style=\"cursor: pointer;\">Trip<svg width=\"13\" height=\"6\" viewBox=\"0 0 13 6\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M1 5.5L5.82733 1.11152C6.20875 0.764775 6.79125 0.764774 7.17267 1.11152L12 5.5\" stroke=\"black\" stroke-linecap=\"round\"><\/path><\/svg><\/h3>\n                                                <\/div>\n                                                <div class=\"fbp-solution-options fbp-solutions-options-trip\">\n                                                                                                            <div class=\"fbp-solutions-list-item-value-options-1 checked\">\n                                                            <span class=\"option-icon\"><svg width=\"14\" height=\"10\" viewBox=\"0 0 14 10\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path fill-rule=\"evenodd\" clip-rule=\"evenodd\" d=\"M13.1114 1.2872C13.4056 0.993158 13.4056 0.515145 13.1114 0.2211C12.818 -0.0736999 12.3418 -0.0736999 12.0476 0.2211L4.10744 8.17842L1.61646 5.68281C1.32305 5.38801 0.846065 5.38801 0.552654 5.68281C0.25849 5.97761 0.25849 6.45487 0.552654 6.74891L3.53793 9.74139C3.54996 9.75421 3.56125 9.76702 3.57404 9.77909C3.72074 9.92687 3.91334 10 4.10594 10C4.14205 10 4.17816 9.99774 4.21428 9.99246C4.37001 9.9706 4.52048 9.89972 4.6401 9.77909C4.65289 9.76702 4.66493 9.75421 4.67621 9.74064L13.1114 1.2872Z\" fill=\"#7900F0\"><\/path><\/svg><\/span>\n                                                            <span class=\"option-label\">Loss, theft or destruction of your bags<\/span>\n                                                                                                                    <\/div>\n                                                                                                            <div class=\"fbp-solutions-list-item-value-options-1 checked\">\n                                                            <span class=\"option-icon\"><svg width=\"14\" height=\"10\" viewBox=\"0 0 14 10\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path fill-rule=\"evenodd\" clip-rule=\"evenodd\" d=\"M13.1114 1.2872C13.4056 0.993158 13.4056 0.515145 13.1114 0.2211C12.818 -0.0736999 12.3418 -0.0736999 12.0476 0.2211L4.10744 8.17842L1.61646 5.68281C1.32305 5.38801 0.846065 5.38801 0.552654 5.68281C0.25849 5.97761 0.25849 6.45487 0.552654 6.74891L3.53793 9.74139C3.54996 9.75421 3.56125 9.76702 3.57404 9.77909C3.72074 9.92687 3.91334 10 4.10594 10C4.14205 10 4.17816 9.99774 4.21428 9.99246C4.37001 9.9706 4.52048 9.89972 4.6401 9.77909C4.65289 9.76702 4.66493 9.75421 4.67621 9.74064L13.1114 1.2872Z\" fill=\"#7900F0\"><\/path><\/svg><\/span>\n                                                            <span class=\"option-label\">Baggage delays<\/span>\n                                                                                                                    <\/div>\n                                                                                                            <div class=\"fbp-solutions-list-item-value-options-1 checked\">\n                                                            <span class=\"option-icon\"><svg width=\"14\" height=\"10\" viewBox=\"0 0 14 10\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path fill-rule=\"evenodd\" clip-rule=\"evenodd\" d=\"M13.1114 1.2872C13.4056 0.993158 13.4056 0.515145 13.1114 0.2211C12.818 -0.0736999 12.3418 -0.0736999 12.0476 0.2211L4.10744 8.17842L1.61646 5.68281C1.32305 5.38801 0.846065 5.38801 0.552654 5.68281C0.25849 5.97761 0.25849 6.45487 0.552654 6.74891L3.53793 9.74139C3.54996 9.75421 3.56125 9.76702 3.57404 9.77909C3.72074 9.92687 3.91334 10 4.10594 10C4.14205 10 4.17816 9.99774 4.21428 9.99246C4.37001 9.9706 4.52048 9.89972 4.6401 9.77909C4.65289 9.76702 4.66493 9.75421 4.67621 9.74064L13.1114 1.2872Z\" fill=\"#7900F0\"><\/path><\/svg><\/span>\n                                                            <span class=\"option-label\">Flight delays resulting in a missed \u2028connection<\/span>\n                                                                                                                    <\/div>\n                                                                                                    <\/div>\n                                            <\/div>\n                                                                                                                                <div class=\"fbp-solutions-options-1 fbp-solutions-options-personal-accident fbp-solutions-options-1-mobile\">\n                                                <div class=\"fbp-solutions-list-item-options-1\">\n                                                    <h3 style=\"cursor: pointer;\">Personal accident<svg width=\"13\" height=\"6\" viewBox=\"0 0 13 6\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M1 5.5L5.82733 1.11152C6.20875 0.764775 6.79125 0.764774 7.17267 1.11152L12 5.5\" stroke=\"black\" stroke-linecap=\"round\"><\/path><\/svg><\/h3>\n                                                <\/div>\n                                                <div class=\"fbp-solution-options fbp-solutions-options-personal-accident\">\n                                                                                                            <div class=\"fbp-solutions-list-item-value-options-1 checked\">\n                                                            <span class=\"option-icon\"><svg width=\"14\" height=\"10\" viewBox=\"0 0 14 10\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path fill-rule=\"evenodd\" clip-rule=\"evenodd\" d=\"M13.1114 1.2872C13.4056 0.993158 13.4056 0.515145 13.1114 0.2211C12.818 -0.0736999 12.3418 -0.0736999 12.0476 0.2211L4.10744 8.17842L1.61646 5.68281C1.32305 5.38801 0.846065 5.38801 0.552654 5.68281C0.25849 5.97761 0.25849 6.45487 0.552654 6.74891L3.53793 9.74139C3.54996 9.75421 3.56125 9.76702 3.57404 9.77909C3.72074 9.92687 3.91334 10 4.10594 10C4.14205 10 4.17816 9.99774 4.21428 9.99246C4.37001 9.9706 4.52048 9.89972 4.6401 9.77909C4.65289 9.76702 4.66493 9.75421 4.67621 9.74064L13.1114 1.2872Z\" fill=\"#7900F0\"><\/path><\/svg><\/span>\n                                                            <span class=\"option-label\">Death lump sum<\/span>\n                                                                                                                    <\/div>\n                                                                                                            <div class=\"fbp-solutions-list-item-value-options-1 checked\">\n                                                            <span class=\"option-icon\"><svg width=\"14\" height=\"10\" viewBox=\"0 0 14 10\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path fill-rule=\"evenodd\" clip-rule=\"evenodd\" d=\"M13.1114 1.2872C13.4056 0.993158 13.4056 0.515145 13.1114 0.2211C12.818 -0.0736999 12.3418 -0.0736999 12.0476 0.2211L4.10744 8.17842L1.61646 5.68281C1.32305 5.38801 0.846065 5.38801 0.552654 5.68281C0.25849 5.97761 0.25849 6.45487 0.552654 6.74891L3.53793 9.74139C3.54996 9.75421 3.56125 9.76702 3.57404 9.77909C3.72074 9.92687 3.91334 10 4.10594 10C4.14205 10 4.17816 9.99774 4.21428 9.99246C4.37001 9.9706 4.52048 9.89972 4.6401 9.77909C4.65289 9.76702 4.66493 9.75421 4.67621 9.74064L13.1114 1.2872Z\" fill=\"#7900F0\"><\/path><\/svg><\/span>\n                                                            <span class=\"option-label\">Disability lump sum<\/span>\n                                                                                                                    <\/div>\n                                                                                                    <\/div>\n                                            <\/div>\n                                                                                                                                <div class=\"fbp-solutions-options-1 fbp-solutions-options-third-party-liability fbp-solutions-options-1-mobile\">\n                                                <div class=\"fbp-solutions-list-item-options-1\">\n                                                    <h3 style=\"cursor: pointer;\">Third-party liability<svg width=\"13\" height=\"6\" viewBox=\"0 0 13 6\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M1 5.5L5.82733 1.11152C6.20875 0.764775 6.79125 0.764774 7.17267 1.11152L12 5.5\" stroke=\"black\" stroke-linecap=\"round\"><\/path><\/svg><\/h3>\n                                                <\/div>\n                                                <div class=\"fbp-solution-options fbp-solutions-options-third-party-liability\">\n                                                                                                            <div class=\"fbp-solutions-list-item-value-options-1 checked\">\n                                                            <span class=\"option-icon\"><svg width=\"14\" height=\"10\" viewBox=\"0 0 14 10\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path fill-rule=\"evenodd\" clip-rule=\"evenodd\" d=\"M13.1114 1.2872C13.4056 0.993158 13.4056 0.515145 13.1114 0.2211C12.818 -0.0736999 12.3418 -0.0736999 12.0476 0.2211L4.10744 8.17842L1.61646 5.68281C1.32305 5.38801 0.846065 5.38801 0.552654 5.68281C0.25849 5.97761 0.25849 6.45487 0.552654 6.74891L3.53793 9.74139C3.54996 9.75421 3.56125 9.76702 3.57404 9.77909C3.72074 9.92687 3.91334 10 4.10594 10C4.14205 10 4.17816 9.99774 4.21428 9.99246C4.37001 9.9706 4.52048 9.89972 4.6401 9.77909C4.65289 9.76702 4.66493 9.75421 4.67621 9.74064L13.1114 1.2872Z\" fill=\"#7900F0\"><\/path><\/svg><\/span>\n                                                            <span class=\"option-label\">Third-party liability abroad<\/span>\n                                                                                                                    <\/div>\n                                                                                                            <div class=\"fbp-solutions-list-item-value-options-1 checked\">\n                                                            <span class=\"option-icon\"><svg width=\"14\" height=\"10\" viewBox=\"0 0 14 10\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path fill-rule=\"evenodd\" clip-rule=\"evenodd\" d=\"M13.1114 1.2872C13.4056 0.993158 13.4056 0.515145 13.1114 0.2211C12.818 -0.0736999 12.3418 -0.0736999 12.0476 0.2211L4.10744 8.17842L1.61646 5.68281C1.32305 5.38801 0.846065 5.38801 0.552654 5.68281C0.25849 5.97761 0.25849 6.45487 0.552654 6.74891L3.53793 9.74139C3.54996 9.75421 3.56125 9.76702 3.57404 9.77909C3.72074 9.92687 3.91334 10 4.10594 10C4.14205 10 4.17816 9.99774 4.21428 9.99246C4.37001 9.9706 4.52048 9.89972 4.6401 9.77909C4.65289 9.76702 4.66493 9.75421 4.67621 9.74064L13.1114 1.2872Z\" fill=\"#7900F0\"><\/path><\/svg><\/span>\n                                                            <span class=\"option-label\">Third-party liability for internships<\/span>\n                                                                                                                    <\/div>\n                                                                                                            <div class=\"fbp-solutions-list-item-value-options-1 checked\">\n                                                            <span class=\"option-icon\"><svg width=\"14\" height=\"10\" viewBox=\"0 0 14 10\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path fill-rule=\"evenodd\" clip-rule=\"evenodd\" d=\"M13.1114 1.2872C13.4056 0.993158 13.4056 0.515145 13.1114 0.2211C12.818 -0.0736999 12.3418 -0.0736999 12.0476 0.2211L4.10744 8.17842L1.61646 5.68281C1.32305 5.38801 0.846065 5.38801 0.552654 5.68281C0.25849 5.97761 0.25849 6.45487 0.552654 6.74891L3.53793 9.74139C3.54996 9.75421 3.56125 9.76702 3.57404 9.77909C3.72074 9.92687 3.91334 10 4.10594 10C4.14205 10 4.17816 9.99774 4.21428 9.99246C4.37001 9.9706 4.52048 9.89972 4.6401 9.77909C4.65289 9.76702 4.66493 9.75421 4.67621 9.74064L13.1114 1.2872Z\" fill=\"#7900F0\"><\/path><\/svg><\/span>\n                                                            <span class=\"option-label\">Tenant&#039;s liability<\/span>\n                                                                                                                    <\/div>\n                                                                                                    <\/div>\n                                            <\/div>\n                                                                                                            <\/div>\n                                \n\n                            <\/div>\n                        <\/div>\n                    \n                <\/div>\n            <\/div>\n\n        <\/div>\n    <\/div><\/div>[vc_raw_html css=&#8221;&#8221; el_class=&#8221;topplus 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content_placement=&#8221;middle&#8221; pix_particles_check=&#8221;&#8221; css=&#8221;.vc_custom_1757885325043{margin-bottom: 50px !important;padding-top: 64px !important;padding-bottom: 64px !important;background-color: #7900F00D !important;}&#8221; el_class=&#8221;raduis top_slid bloc-explorer&#8221;][vc_column]<div id=\"el1756761162400-2da743fe-32b5\" class=\"pix-el-text   w-100  \" ><p class=\"\"><h2 style=\"text-align: center;\">Peace of mind during your studies<br \/>\n<span style=\"color: #7900f0;\">with coverage all through your stay!<\/span><\/h2>\n<\/p><\/div><div id=\"el1757289098084-f8ca30f8-8c63\" class=\"pix-el-text   w-100  \" ><p class=\"\">                                                                <div id=\"argu-full-6974965a-7c44-412c-8b02-80c8829a1e03\" class=\"vc_row wpb_row vc_row-fluid section-landing-text-img vc_row_visible vc_row-o-content-middle vc_row-flex argu-row argu-row--full\" data-type=\"neostudents\">\n\n\n\n\n                                                                    \n\n\n                                                                    <!-- Colonne texte (cat\u00e9gorie, prix, note, texte, profil, bouton) -->\n                                                                    <div class=\"sectiontext wpb_column vc_column_container vc_col-sm-6 text-left toptext\">\n                                                                        <div class=\"vc_column-inner\">\n                                                                            <div class=\"wpb_wrapper\">\n\n                                                                                        \t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\n                                                                                        <article class=\"pix-el-text w-100 argu-pane is-active\" data-index=\"0\">\n\n                                                                                        <!-- Cat\u00e9gorie -->\n                                                                                                                                                                                        <div class=\"argu-catline\">\n                                                                                            <img decoding=\"async\" class=\"argu-cat-icon\" src=\"\/wp-content\/uploads\/2025\/06\/book-icon.svg\" alt=\"\">                                                                                            <span class=\"argu-cat-text\">neoStudents<\/span>                                                                                            <\/div>\n        \n\n                                                                                        <!-- NOUVEAU : Titre copie affich\u00e9 au-dessus (sans supprimer l'ancien) -->\n        \n                                                                                        <!-- Prix -->\n                                                                                                                                                                                    <div class=\"argu-price argu-price2\">\u20ac56 <span> \/ month*<\/span><\/div>\n                                                                                            <div class=\"argu-price-note\">*Price shown for reference only. Final amount may vary.<\/div>\n                                                                                        \n                                                                                        <!-- Note prix (optionnelle) -->\n                                                                                        \n\n                                                                                        \n\n                                                                                        <!-- -------- -->\n\n                                                                                        <!-- Texte (t\u00e9moignage) -->\n                                                                                                                                                                                        <div class=\"argu-rich argu-quote\">\n                                                                                            <p>\u201c I was lucky enough to be able to spend a semester in Seoul, my dream destination! On weekends and vacations, I travel around Asia. I need a simple insurance plan to cover me during my semester, but also on all my side trips! \u201d<\/p>\n                                                                                            <\/div>\n                                                                                        \n                                                                                        <!-- Profil -->\n                                                                                                                                                                                        <div class=\"argu-profile\">\n                                                                                                        <img decoding=\"async\" class=\"argu-avatar\" src=\"\/wp-content\/uploads\/2025\/10\/Lila-Profil.png\" alt=\"\">                                                                                                    <div class=\"argu-profile-meta\">\n            <div class=\"argu-name\">Lila S.<\/div>                                                                                            <div class=\"argu-role\">First-year master&#039;s student at a business school, studying in South Korea for a semester.<\/div>                                                                                                    <\/div>\n                                                                                            <\/div>\n                                                                                        \n                                                                                        <!-- Bouton optionnel -->\n                                                                                                        \n                                                                                    <\/article>\n    \n                                                                                <!-- Contr\u00f4les fallback (si pas de [btn-slider] dans la m\u00eame row) -->\n                                                                                <div class=\"argu-fallback-controls\" aria-hidden=\"true\">\n                                                                                    <div class=\"nav-custom\">\n                                                                                        <div class=\"prev\">\n                                                                                            <svg width=\"9px\" height=\"9px\" viewBox=\"-19.04 0 75.803 75.803\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" fill=\"#727272\" stroke=\"#727272\" stroke-width=\"2.27409\"><g id=\"SVGRepo_bgCarrier\" stroke-width=\"0\"><\/g><g id=\"SVGRepo_tracerCarrier\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><\/g><g id=\"SVGRepo_iconCarrier\"> <g id=\"Group_64\" data-name=\"Group 64\" transform=\"translate(-624.082 -383.588)\"> <path id=\"Path_56\" data-name=\"Path 56\" 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pix_particles_check=&#8221;&#8221; btn_text=&#8221;Obtenir un devis&#8221; btn_target=&#8221;&#8221; btn_popup_id=&#8221;&#8221; btn_title_bold=&#8221;&#8221; btn_italic=&#8221;&#8221; btn_secondary_font=&#8221;&#8221; btn_style=&#8221;&#8221; btn_color=&#8221;primary&#8221; btn_remove_padding=&#8221;&#8221; btn_text_color=&#8221;&#8221; btn_size=&#8221;md&#8221; btn_rounded=&#8221;&#8221; btn_effect=&#8221;&#8221; btn_hover_effect=&#8221;&#8221; btn_add_hover_effect=&#8221;&#8221; btn_icon_position=&#8221;&#8221; btn_icon_animation=&#8221;&#8221; btn_full=&#8221;&#8221; btn_text_align=&#8221;text-center&#8221; btn_div=&#8221;&#8221; btn_animation=&#8221;&#8221; btn_link=&#8221;#&#8221; btn_class=&#8221;arrow-right-back-white-hover btn-devis&#8221; btn_text_custom_color=&#8221;&#8221; btn_icon=&#8221;&#8221; btn_anim_delay=&#8221;&#8221; btn_id=&#8221;&#8221; css=&#8221;.vc_custom_1757882323031{padding-top: 64px !important;padding-bottom: 64px !important;background-color: #7900F0 !important;}&#8221; el_class=&#8221;white_content center-content content_image bloc-concretement&#8221;][vc_column][vc_row_inner el_class=&#8221;width1090&#8243;][vc_column_inner]<div id=\"el1756832538077-dbb7d1dd-4400\" class=\"pix-el-text   w-100   vc_custom_1760009242424\" ><p class=\"\"><h2 style=\"text-align: center;\">How it works in practice<\/h2>\n<\/p><\/div>[\/vc_column_inner][\/vc_row_inner][vc_row_inner gap=&#8221;30&#8243; el_class=&#8221;width1090&#8243; css=&#8221;.vc_custom_1757604976628{padding-top: 30px !important;padding-bottom: 30px !important;}&#8221;][vc_column_inner width=&#8221;1\/4&#8243;]<div id=\"img-7957837cfede31d82594b64080920318\" class=\"pix-img-element d-inline-block \" ><div class=\"pix-img-el     text-left d-inline-block  w-100 rounded-0\"  ><img decoding=\"async\" src=\"\/wp-content\/uploads\/2025\/09\/Vector-1-1.svg\" class=\"pix-img-elem rounded-0\" alt=\"Image link\" \/><\/div><\/div><div id=\"el1756886340398-484a070b-8271\" class=\"pix-el-text   w-100  \" ><p class=\"\"><div class=\"card-info\">\n<h3 class=\"card-title\">A 24\/7 assistance service<\/h3>\n<\/div><\/div>[\/vc_column_inner][vc_column_inner width=&#8221;1\/4&#8243;]<div id=\"img-f148ea7c658358e44f2f86f2a1381605\" class=\"pix-img-element d-inline-block \" ><div class=\"pix-img-el     text-left d-inline-block  w-100 rounded-0\"  ><img decoding=\"async\" src=\"\/wp-content\/uploads\/2025\/09\/Vector-2.svg\" class=\"pix-img-elem rounded-0\" alt=\"Image link\" \/><\/div><\/div><div id=\"el1756886346944-21d80765-093f\" class=\"pix-el-text   w-100  \" ><p class=\"\"><div class=\"card-info\">\n<h3 class=\"card-title\">An app for easy management of your plan<\/h3>\n<\/div><\/div>[\/vc_column_inner][vc_column_inner width=&#8221;1\/4&#8243;]<div id=\"img-876393c1700dbfb8dce2072acd14940c\" class=\"pix-img-element d-inline-block \" ><div class=\"pix-img-el     text-left d-inline-block  w-100 rounded-0\"  ><img loading=\"lazy\" decoding=\"async\" width=\"42\" height=\"41\" src=\"\/wp-content\/uploads\/2025\/09\/Vector-2.png\" class=\"pix-img-elem rounded-0\" alt=\"Image link\" \/><\/div><\/div><div id=\"el1756917829983-3b35188d-2a7b\" class=\"pix-el-text   w-100  \" ><p class=\"\"><div class=\"card-info\">\n<h3 class=\"card-title\">Take a photo, get reimbursed!<\/h3>\n<p class=\"card-text\">\n<\/div><\/div>[\/vc_column_inner][vc_column_inner width=&#8221;1\/4&#8243;]<div id=\"img-28597b1e4619e78ff1228521a0eb1a84\" class=\"pix-img-element d-inline-block \" ><div class=\"pix-img-el     text-left d-inline-block  w-100 rounded-0\"  ><img decoding=\"async\" src=\"\/wp-content\/uploads\/2025\/09\/shield-check-3-1.svg\" class=\"pix-img-elem rounded-0\" alt=\"Image link\" \/><\/div><\/div><div id=\"el1756886310814-f984a65c-c3c6\" class=\"pix-el-text   w-100  \" ><p class=\"\"><div class=\"card-info\">\n<h3 class=\"card-title\">Access to a network of over 2 million healthcare providers worldwide<\/h3>\n<\/div><\/div>[\/vc_column_inner][\/vc_row_inner]<div class=\"d-block w-100 text-center\"><a  href=\"https:\/\/individualquote-neoyouth.msh-intl.com\/en-gb\/devis\/recueil\" class=\"btn mb-2 arrow-right-back-purple-hover     btn-primary d-inline-flex align-items-center      pix-btn-div btn-md\" target=\"_blank\" rel=\"noopener\"    ><span class=\" \" >Get a quote<\/span><\/a><\/div>[\/vc_column][\/vc_row][vc_row pix_particles_check=&#8221;&#8221; btn_text=&#8221;Obtenir un devis&#8221; btn_target=&#8221;&#8221; btn_popup_id=&#8221;&#8221; btn_title_bold=&#8221;&#8221; btn_italic=&#8221;&#8221; btn_secondary_font=&#8221;&#8221; btn_style=&#8221;&#8221; btn_color=&#8221;primary&#8221; btn_remove_padding=&#8221;&#8221; btn_text_color=&#8221;&#8221; btn_size=&#8221;md&#8221; btn_rounded=&#8221;&#8221; btn_effect=&#8221;&#8221; btn_hover_effect=&#8221;&#8221; btn_add_hover_effect=&#8221;&#8221; btn_icon_position=&#8221;&#8221; btn_icon_animation=&#8221;&#8221; btn_full=&#8221;&#8221; btn_text_align=&#8221;text-center&#8221; btn_div=&#8221;&#8221; btn_animation=&#8221;&#8221; btn_link=&#8221;#&#8221; btn_class=&#8221;arrow-right-back-white-hover btn-devis&#8221; btn_text_custom_color=&#8221;&#8221; btn_icon=&#8221;&#8221; btn_anim_delay=&#8221;&#8221; btn_id=&#8221;&#8221; css=&#8221;.vc_custom_1757882411555{padding-top: 64px !important;padding-bottom: 64px !important;background-color: #F8F2FE !important;}&#8221; el_class=&#8221;raduis spaceh chaque-projet&#8221;][vc_column][vc_row_inner el_class=&#8221;width1090&#8243;][vc_column_inner]<div id=\"el1756832538077-dbb7d1dd-4400\" class=\"pix-el-text   w-100   vc_custom_1760010065183\" ><p class=\"\"><h2 style=\"text-align: center;\">Whatever your travel plans<br \/>\n<span style=\"color: #7900f0;\">get the right neo insurance<\/span><\/h2>\n<\/p><\/div><div id=\"el1756886965677-d1c7e498-579b\" class=\"pix-el-text   w-100   vc_custom_1760010174779\" ><p class=\"\"><p style=\"text-align: center;\">Whether you&#8217;re going on an internship, a working holiday, sightseeing, or volunteering, with our neoWHV, neoStudents, or neoExplore insurance solutions, MSH is here to support you.<\/p>\n<\/p><\/div>[\/vc_column_inner][\/vc_row_inner][vc_row_inner el_class=&#8221;width1090 liste-projet&#8221;][vc_column_inner width=&#8221;1\/3&#8243;]<div id=\"img-d1b78a2d1b6101d7e3859ede8711424d\" class=\"pix-img-element d-inline-block \" ><div class=\"pix-img-el     text-left d-inline-block  w-100 rounded-0\"  ><img loading=\"lazy\" decoding=\"async\" width=\"350\" height=\"270\" src=\"\/wp-content\/uploads\/2025\/09\/pvtistes.jpg\" class=\"pix-img-elem rounded-0\" alt=\"Image link\" srcset=\"\/wp-content\/uploads\/2025\/09\/pvtistes.jpg 350w, \/wp-content\/uploads\/2025\/09\/pvtistes-300x231.jpg 300w\" sizes=\"auto, (max-width: 350px) 100vw, 350px\" \/><\/div><\/div><div id=\"el1756886340398-484a070b-8271\" class=\"pix-el-text   w-100  \" ><p class=\"\"><div class=\"card-info\">\n<h3 class=\"card-title\">Working holidaymakers<\/h3>\n<p class=\"card-text\">Did you know you almost always need insurance to apply for a visa? With neoWHV, you can kill two birds with one stone by enrolling in an insurance plan with really useful benefits!<\/p>\n<\/div><\/div>[\/vc_column_inner][vc_column_inner width=&#8221;1\/3&#8243;]<div id=\"img-b9ad9401601d9e400c84c6be03c48e07\" class=\"pix-img-element d-inline-block \" ><div class=\"pix-img-el     text-left d-inline-block  w-100 rounded-0\"  ><img loading=\"lazy\" decoding=\"async\" width=\"350\" height=\"270\" src=\"\/wp-content\/uploads\/2025\/09\/Frame-1707482258-1.png\" class=\"pix-img-elem rounded-0\" alt=\"Image link\" srcset=\"\/wp-content\/uploads\/2025\/09\/Frame-1707482258-1.png 350w, \/wp-content\/uploads\/2025\/09\/Frame-1707482258-1-300x231.png 300w\" sizes=\"auto, (max-width: 350px) 100vw, 350px\" \/><\/div><\/div><div id=\"el1756886346944-21d80765-093f\" class=\"pix-el-text   w-100  \" ><p class=\"\"><div class=\"card-info\">\n<h3 class=\"card-title\">Students and interns<\/h3>\n<p class=\"card-text\">Going on an internship? Or studying abroad for a semester or a year?<br \/>\nWith the neoStudents plan, you\u2019re protected during this long stay away from the family bubble! Coverage designed just for you: personal liability, teleconsultations, sports, and more.<\/p>\n<\/div><\/div>[\/vc_column_inner][vc_column_inner width=&#8221;1\/3&#8243;]<div id=\"img-45ec68438a4365378368b055e47ec371\" class=\"pix-img-element d-inline-block \" ><div class=\"pix-img-el     text-left d-inline-block  w-100 rounded-0\"  ><img loading=\"lazy\" decoding=\"async\" width=\"350\" height=\"270\" src=\"\/wp-content\/uploads\/2025\/09\/Frame-1707482258-2.png\" class=\"pix-img-elem rounded-0\" alt=\"Image link\" srcset=\"\/wp-content\/uploads\/2025\/09\/Frame-1707482258-2.png 350w, \/wp-content\/uploads\/2025\/09\/Frame-1707482258-2-300x231.png 300w\" sizes=\"auto, (max-width: 350px) 100vw, 350px\" \/><\/div><\/div><div id=\"el1756886310814-f984a65c-c3c6\" class=\"pix-el-text   w-100  \" ><p class=\"\"><div class=\"card-info\">\n<h3 class=\"card-title\">Volunteering or working as an au pair<\/h3>\n<p class=\"card-text\">Need a break in your life with a trip, volunteer work, a gap year, or an au pair placement? GO FOR IT! And take your neoExplore insurance plan with you to stay protected and make lots of unforgettable memories!<\/p>\n<\/div><\/div>[\/vc_column_inner][\/vc_row_inner][\/vc_column][\/vc_row][vc_row pix_particles_check=&#8221;&#8221; el_class=&#8221;landing-parledenous steps-vc&#8221;][vc_column]<div id=\"el1757413844240-8b353799-7c3c\" class=\"pix-el-text   w-100  \" ><p class=\"\"><h2 style=\"text-align: center;\">Get insurance <span style=\"color: #7900f0;\">in 3 easy steps<\/span><\/h2>\n<\/p><\/div>[vc_row_inner][vc_column_inner width=&#8221;1\/4&#8243;]<div id=\"el1756761126179-7919a71b-7dbf\" class=\"pix-el-text   w-100  \" ><p class=\"\"><div class=\"step-card\" data-step=\"1\">\n<h3>Fill out your details<\/h3>\n<p>Tell us where you\u2019re going and what kind of trip it is.<\/p>\n<\/div><\/div>[\/vc_column_inner][vc_column_inner width=&#8221;1\/4&#8243;]<div id=\"el1756761126179-7919a71b-7dbf\" class=\"pix-el-text   w-100  \" ><p class=\"\"><div class=\"step-card\" data-step=\"2\">\n<h3>Get your quote<\/h3>\n<p>Receive your quote immediately.<\/p>\n<\/div><\/div>[\/vc_column_inner][vc_column_inner width=&#8221;1\/4&#8243;]<div id=\"el1756761126179-7919a71b-7dbf\" class=\"pix-el-text   w-100  \" ><p class=\"\"><div class=\"step-card\" data-step=\"3\">\n<h3>Sign up for the plan<\/h3>\n<p>Happy with the quote? Complete your enrollment 100% online.<\/p>\n<\/div><\/div>[\/vc_column_inner][vc_column_inner el_class=&#8221;disableblock&#8221; width=&#8221;1\/4&#8243;]<div id=\"el1756761126179-7919a71b-7dbf\" class=\"pix-el-text   w-100  \" ><p class=\"\"><div class=\"step-card\" data-step=\"4\">\n<h3>Receive<\/h3>\n<p>Your insurance certificate and card immediately.<\/p>\n<\/div><\/div>[\/vc_column_inner][\/vc_row_inner]<a  href=\"https:\/\/individualquote-neoyouth.msh-intl.com\/en-gb\/devis\/recueil\" class=\"btn mb-2 rdv-btn arrow-right-back-white-hover inlinbtn     btn-primary d-inline-flex align-items-center      btn-md\" target=\"_blank\" rel=\"noopener\"    ><span class=\" \" >Get your quote<\/span><\/a>[\/vc_column][\/vc_row][vc_row full_width=&#8221;stretch_row&#8221; pix_particles_check=&#8221;&#8221; el_class=&#8221;services-vc slide1mobile&#8221;][vc_column][vc_row_inner gap=&#8221;20&#8243; el_class=&#8221;services-vc-6&#8243;][vc_column_inner width=&#8221;1\/2&#8243;]<div id=\"el1757417599074-7211b96c-4352\" class=\"pix-el-text   w-100  \" ><p class=\"\"><h2 class=\"svc-title\">Services<br \/>\n<span style=\"color: #7900f0;\">to make your life easier<\/span><\/h2>\n<\/p><\/div>[\/vc_column_inner][vc_column_inner width=&#8221;1\/2&#8243;]<div id=\"el1757417599074-7211b96c-4352\" class=\"pix-el-text   w-100  \" ><p class=\"\"><p class=\"svc-sub\">By choosing MSH, you get access to a full range of services designed to make your life easier:<\/p>\n<\/p><\/div>[\/vc_column_inner][\/vc_row_inner][vc_row_inner equal_height=&#8221;yes&#8221; gap=&#8221;35&#8243; el_class=&#8221;vc_row_service row_slide1mobile service-bloc&#8221;][vc_column_inner width=&#8221;1\/4&#8243;]<div id=\"img-9e46de96778bb372708eabe192b21ea9\" class=\"pix-img-element d-inline-block \" ><div class=\"pix-img-el     text-left d-inline-block  w-100 rounded-0\"  ><img loading=\"lazy\" decoding=\"async\" width=\"313\" height=\"292\" src=\"\/wp-content\/uploads\/2025\/10\/Coaching.png\" class=\"pix-img-elem rounded-0\" alt=\"Image link\" srcset=\"\/wp-content\/uploads\/2025\/10\/Coaching.png 313w, \/wp-content\/uploads\/2025\/10\/Coaching-300x280.png 300w\" sizes=\"auto, (max-width: 313px) 100vw, 313px\" \/><\/div><\/div><div id=\"el1757413817883-25866d92-660e\" class=\"pix-el-text   w-100  \" ><p class=\"\"><div class=\"svc-card\">\n<div class=\"svc-body\">\n<h3>Mental health coaching<\/h3>\n<p>Feeling down, stressed, or just a bit lost? Talk to professionals during a mental health coaching session.<\/p>\n<\/div>\n<\/div><\/div>[\/vc_column_inner][vc_column_inner width=&#8221;1\/4&#8243;]<div id=\"img-0e5fea8668d7d0c37dfa68baf0d4c403\" class=\"pix-img-element d-inline-block \" ><div class=\"pix-img-el     text-left d-inline-block  w-100 rounded-0\"  ><img loading=\"lazy\" decoding=\"async\" width=\"313\" height=\"292\" src=\"\/wp-content\/uploads\/2025\/10\/Disponibilite.png\" class=\"pix-img-elem rounded-0\" alt=\"Image link\" srcset=\"\/wp-content\/uploads\/2025\/10\/Disponibilite.png 313w, \/wp-content\/uploads\/2025\/10\/Disponibilite-300x280.png 300w\" sizes=\"auto, (max-width: 313px) 100vw, 313px\" \/><\/div><\/div><div id=\"el1757413817945-1bf33d0e-b837\" class=\"pix-el-text   w-100  \" ><p class=\"\"><div class=\"svc-card\">\n<div class=\"svc-body\">\n<h3>Available 24\/7<\/h3>\n<p>Need urgent assistance or to speak to an advisor? We\u2019re available 24\/7 by phone.<\/p>\n<\/div>\n<\/div><\/div>[\/vc_column_inner][vc_column_inner width=&#8221;1\/4&#8243;]<div id=\"img-ee4fe73a92263916a566c7cab304fa62\" class=\"pix-img-element d-inline-block \" ><div class=\"pix-img-el     text-left d-inline-block  w-100 rounded-0\"  ><img loading=\"lazy\" decoding=\"async\" width=\"313\" height=\"292\" src=\"\/wp-content\/uploads\/2025\/10\/Praticien-choix.png\" class=\"pix-img-elem rounded-0\" alt=\"Image link\" srcset=\"\/wp-content\/uploads\/2025\/10\/Praticien-choix.png 313w, \/wp-content\/uploads\/2025\/10\/Praticien-choix-300x280.png 300w\" sizes=\"auto, (max-width: 313px) 100vw, 313px\" \/><\/div><\/div><div id=\"el1757413817995-e0c22c72-f84e\" class=\"pix-el-text   w-100  \" ><p class=\"\"><div class=\"svc-card\">\n<div class=\"svc-body\">\n<h3>Choice of practitioner<\/h3>\n<p>Choose from our 2 million providers, or your preferred practitioner, and enjoy peace of mind on your travels!<\/p>\n<\/div>\n<\/div><\/div>[\/vc_column_inner][vc_column_inner width=&#8221;1\/4&#8243;]<div id=\"img-dd5c8edd93dca26af8a72d23fc5b03e6\" class=\"pix-img-element d-inline-block \" ><div class=\"pix-img-el     text-left d-inline-block  w-100 rounded-0\"  ><img loading=\"lazy\" decoding=\"async\" width=\"313\" height=\"292\" src=\"\/wp-content\/uploads\/2025\/10\/Expertise.png\" class=\"pix-img-elem rounded-0\" alt=\"Image link\" srcset=\"\/wp-content\/uploads\/2025\/10\/Expertise.png 313w, \/wp-content\/uploads\/2025\/10\/Expertise-300x280.png 300w\" sizes=\"auto, (max-width: 313px) 100vw, 313px\" \/><\/div><\/div><div id=\"el1757413818046-694be724-68b0\" class=\"pix-el-text   w-100  \" ><p class=\"\"><div class=\"svc-card\">\n<div class=\"svc-body\">\n<h3>Unlimited teleconsultations<\/h3>\n<p>Consultations with general practitioners and specialists from the comfort of your own home, wherever you are in the world.<\/p>\n<\/div>\n<\/div><\/div>[\/vc_column_inner][\/vc_row_inner][\/vc_column][\/vc_row][vc_row pix_particles_check=&#8221;&#8221; el_id=&#8221;faq_accordion&#8221;][vc_column][vc_column_text css=&#8221;&#8221;]\r\n<h2 style=\"text-align: center;\">Still have <span style=\"color: #7900f0;\">questions?<\/span><\/h2>\r\n<p style=\"text-align: center;\">\n                                    <div class=\"faq-accordion\" \n                                         id=\"faq-accordion-0\"\n                                         data-type=\"standard\">\n\n                                        <div class=\"faq-container\">\n                                                                                                                                            <div class=\"faq-item faq-featured \" \n                                                     data-faq-index=\"0\">\n                                                    <div class=\"faq-question\"\n                                                         id=\"faq-item-0-0-question\"\n                                                         aria-expanded=\"false\"\n                                                         aria-controls=\"faq-item-0-0-answer\"\n                                                         role=\"button\"\n                                                         tabindex=\"0\">\n                                                        <span class=\"faq-question-text\">What mandatory insurance do students or interns need when going abroad? What insurance do I need to study abroad?<\/span>\n                                                        <span class=\"faq-toggle-icon\">\n                                                            <svg class=\"faq-icon-plus\" width=\"18\" height=\"18\" viewBox=\"0 0 10 10\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\">\n                                                                <path d=\"M1 4.99805H9\" stroke=\"#151515\" stroke-linecap=\"round\"\/>\n                                                                <path d=\"M5 9L5 1\" stroke=\"#151515\" stroke-linecap=\"round\"\/>\n                                                            <\/svg>\n\n\n\n\n                                                            <svg class=\"faq-icon-minus\" width=\"16\" height=\"16\" viewBox=\"0 0 16 16\" fill=\"none\">\n                                                                <path d=\"M1 8H15\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\"\/>\n                                                            <\/svg>\n                                                        <\/span>\n                                                    <\/div>\n\n                                                    <div class=\"faq-answer\"\n                                                         id=\"faq-item-0-0-answer\"\n                                                         aria-labelledby=\"faq-item-0-0-question\"\n                                                         role=\"region\"\n                                                         >\n                                                        <div class=\"faq-answer-content\" >\n                                                            <div>\n<p>Taking out insurance is a must-have when you\u2019re going on an internship or studying abroad: your health and your finances need to be protected wherever you go in the world.<\/p>\n<p>Your insurance for students abroad offers you various benefits:<\/p>\n<ul>\n<li>Emergency medical expenses and treatment in the event of an unforeseen illness or accident.<\/li>\n<li>Worldwide assistance and medical repatriation.<\/li>\n<li>Travel insurance for your bags The cost of medical care abroad can be very high, particularly in North America, in certain Asian countries, and even sometimes in Europe, where you\u2019re planning to join an Erasmus program. In France, healthcare prices are regulated and managed by the French Social Security (or Assurance Maladie), whereas in other countries, the healthcare system works very differently.<\/li>\n<\/ul>\n<p>Your student insurance plan may include essential benefits throughout the duration of your internship or studies abroad:<\/p>\n<ul>\n<li>Financial protection in case of loss or theft of your smart devices, or any damage caused to them (smartphone, laptop, camera).<\/li>\n<li>Coverage of your favorite sports activities<\/li>\n<li>Legal assistance and third-party liability abroad if you were to injure someone or damage their property.<\/li>\n<li>Coverage of travel incidents such as the cancellation or interruption of your trip.<\/li>\n<\/ul>\n<p>Finally, please note that many countries or universities require an insurance certificate to validate your visa application or your enrollment file as a foreign student.<\/p>\n<\/div>\n<div><\/div>\n                                                        <\/div>\n                                                    <\/div>\n                                                <\/div>\n                                                                                                                                            <div class=\"faq-item  \" \n                                                     data-faq-index=\"1\">\n                                                    <div class=\"faq-question\"\n                                                         id=\"faq-item-0-1-question\"\n                                                         aria-expanded=\"false\"\n                                                         aria-controls=\"faq-item-0-1-answer\"\n                                                         role=\"button\"\n                                                         tabindex=\"0\">\n                                                        <span class=\"faq-question-text\">Why isn&#039;t your credit card insurance enough if you\u2019re going on an internship or studying abroad?<\/span>\n                                                        <span class=\"faq-toggle-icon\">\n                                                            <svg class=\"faq-icon-plus\" width=\"18\" height=\"18\" viewBox=\"0 0 10 10\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\">\n                                                                <path d=\"M1 4.99805H9\" stroke=\"#151515\" stroke-linecap=\"round\"\/>\n                                                                <path d=\"M5 9L5 1\" stroke=\"#151515\" stroke-linecap=\"round\"\/>\n                                                            <\/svg>\n\n\n\n\n                                                            <svg class=\"faq-icon-minus\" width=\"16\" height=\"16\" viewBox=\"0 0 16 16\" fill=\"none\">\n                                                                <path d=\"M1 8H15\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\"\/>\n                                                            <\/svg>\n                                                        <\/span>\n                                                    <\/div>\n\n                                                    <div class=\"faq-answer\"\n                                                         id=\"faq-item-0-1-answer\"\n                                                         aria-labelledby=\"faq-item-0-1-question\"\n                                                         role=\"region\"\n                                                         >\n                                                        <div class=\"faq-answer-content\" >\n                                                            <p>The travel assistance included with your credit card usually covers your medical expenses only for the first three months abroad, which isn&#8217;t enough for an internship or a semester as a student, for example. Ongoing treatment or care following an accident may not be covered beyond this period. Some benefits are also often excluded from coverage if the insurance plan has been purchased after the event or includes a waiting period.<\/p>\n<p>Your card may also include deductibles (non-reimbursed portion of costs) or work as a cash advance that you will need to pay back after receiving care or if you are hospitalized.<\/p>\n<p>The coverage limits and benefits offered by most credit cards are often not enough to properly cover your medical expenses during a semester as a student or a long-term stay abroad. Choose comprehensive coverage for your experience abroad.<\/p>\n                                                        <\/div>\n                                                    <\/div>\n                                                <\/div>\n                                                                                                                                            <div class=\"faq-item  \" \n                                                     data-faq-index=\"2\">\n                                                    <div class=\"faq-question\"\n                                                         id=\"faq-item-0-2-question\"\n                                                         aria-expanded=\"false\"\n                                                         aria-controls=\"faq-item-0-2-answer\"\n                                                         role=\"button\"\n                                                         tabindex=\"0\">\n                                                        <span class=\"faq-question-text\">Who needs to take out health insurance abroad or international insurance?<\/span>\n                                                        <span class=\"faq-toggle-icon\">\n                                                            <svg class=\"faq-icon-plus\" width=\"18\" height=\"18\" viewBox=\"0 0 10 10\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\">\n                                                                <path d=\"M1 4.99805H9\" stroke=\"#151515\" stroke-linecap=\"round\"\/>\n                                                                <path d=\"M5 9L5 1\" stroke=\"#151515\" stroke-linecap=\"round\"\/>\n                                                            <\/svg>\n\n\n\n\n                                                            <svg class=\"faq-icon-minus\" width=\"16\" height=\"16\" viewBox=\"0 0 16 16\" fill=\"none\">\n                                                                <path d=\"M1 8H15\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\"\/>\n                                                            <\/svg>\n                                                        <\/span>\n                                                    <\/div>\n\n                                                    <div class=\"faq-answer\"\n                                                         id=\"faq-item-0-2-answer\"\n                                                         aria-labelledby=\"faq-item-0-2-question\"\n                                                         role=\"region\"\n                                                         >\n                                                        <div class=\"faq-answer-content\" >\n                                                            <p>Anyone planning to go on an internship, study or stay abroad should take out <strong>insurance for students or interns abroad,<\/strong> regardless of the reason for their trip: learning a new language, discovering a new profession during an internship, or joining a university exchange program.<\/p>\n<p>Your international student insurance protects you for several months against a wide range of risks and unexpected events, from routine medical expenses, accidents (scooter, motorbike, adventurous explorations), sudden illness, and legal assistance, to private third-party liability or even medical repatriation.<\/p>\n<p>Make sure to read the general terms and conditions of your insurance plan for students abroad to check which benefits are included and the level of coverage you are entitled to.<\/p>\n<p>Destinations concerned:<\/p>\n<ul>\n<li>European Union: The European Health Insurance Card (EHIC), issued via your Ameli account, may partially cover certain treatments. However, we recommend taking out top-up student health insurance for full protection.<\/li>\n<li>Outside the European Union: there may be some agreements in place but the French healthcare system doesn\u2019t apply. This is something to keep in mind while purchasing your flight ticket, as the cost of medical care abroad may be very high, especially in the USA, in Canada and in Australia.<\/li>\n<li>Other destinations: for an internship, a semester or studies, take out health insurance to get benefits such as the coverage of your medical expenses, accidents, repatriation, and even legal assistance.<\/li>\n<\/ul>\n<p>With international health insurance, you\u2019re sure to get optimal protection, regardless of the destination and the type of trip.<\/p>\n                                                        <\/div>\n                                                    <\/div>\n                                                <\/div>\n                                                                                                                                            <div class=\"faq-item  \" \n                                                     data-faq-index=\"3\">\n                                                    <div class=\"faq-question\"\n                                                         id=\"faq-item-0-3-question\"\n                                                         aria-expanded=\"false\"\n                                                         aria-controls=\"faq-item-0-3-answer\"\n                                                         role=\"button\"\n                                                         tabindex=\"0\">\n                                                        <span class=\"faq-question-text\">Which health insurance should a student choose when traveling abroad?<\/span>\n                                                        <span class=\"faq-toggle-icon\">\n                                                            <svg class=\"faq-icon-plus\" width=\"18\" height=\"18\" viewBox=\"0 0 10 10\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\">\n                                                                <path d=\"M1 4.99805H9\" stroke=\"#151515\" stroke-linecap=\"round\"\/>\n                                                                <path d=\"M5 9L5 1\" stroke=\"#151515\" stroke-linecap=\"round\"\/>\n                                                            <\/svg>\n\n\n\n\n                                                            <svg class=\"faq-icon-minus\" width=\"16\" height=\"16\" viewBox=\"0 0 16 16\" fill=\"none\">\n                                                                <path d=\"M1 8H15\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\"\/>\n                                                            <\/svg>\n                                                        <\/span>\n                                                    <\/div>\n\n                                                    <div class=\"faq-answer\"\n                                                         id=\"faq-item-0-3-answer\"\n                                                         aria-labelledby=\"faq-item-0-3-question\"\n                                                         role=\"region\"\n                                                         >\n                                                        <div class=\"faq-answer-content\" >\n                                                            <p>With so many <strong>insurance plans<\/strong> available on the market, several criteria will help you make your choice. First, compare reimbursement limits for medical expenses based on your destination:<strong> insurance companies<\/strong> offer different packages and coverage amounts tailored to local healthcare costs.<\/p>\n<p>Make sure your plan covers your <strong>specific needs as a student<\/strong>: internships in a company, university sports activities, or third-party liability insurance required by your <strong>higher education establishment<\/strong>. Some insurers offer dedicated services such as a 24\/7 multilingual <strong>customer service<\/strong>, particularly useful in the event of an emergency.<\/p>\n<p>You should also consider how easy it is to submit claims and whether upfront payment for hospital expenses is available. Your choice will depend on the balance between the level of coverage you need and your student budget.<\/p>\n                                                        <\/div>\n                                                    <\/div>\n                                                <\/div>\n                                                                                                                                            <div class=\"faq-item  \" \n                                                     data-faq-index=\"4\">\n                                                    <div class=\"faq-question\"\n                                                         id=\"faq-item-0-4-question\"\n                                                         aria-expanded=\"false\"\n                                                         aria-controls=\"faq-item-0-4-answer\"\n                                                         role=\"button\"\n                                                         tabindex=\"0\">\n                                                        <span class=\"faq-question-text\">Who can enroll in the neoStudents plan?<\/span>\n                                                        <span class=\"faq-toggle-icon\">\n                                                            <svg class=\"faq-icon-plus\" width=\"18\" height=\"18\" viewBox=\"0 0 10 10\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\">\n                                                                <path d=\"M1 4.99805H9\" stroke=\"#151515\" stroke-linecap=\"round\"\/>\n                                                                <path d=\"M5 9L5 1\" stroke=\"#151515\" stroke-linecap=\"round\"\/>\n                                                            <\/svg>\n\n\n\n\n                                                            <svg class=\"faq-icon-minus\" width=\"16\" height=\"16\" viewBox=\"0 0 16 16\" fill=\"none\">\n                                                                <path d=\"M1 8H15\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\"\/>\n                                                            <\/svg>\n                                                        <\/span>\n                                                    <\/div>\n\n                                                    <div class=\"faq-answer\"\n                                                         id=\"faq-item-0-4-answer\"\n                                                         aria-labelledby=\"faq-item-0-4-question\"\n                                                         role=\"region\"\n                                                         >\n                                                        <div class=\"faq-answer-content\" >\n                                                            <p>The neoStudents plan is available to anyone of any nationality, aged 18 to 35, residing in France at the time of departure, and going abroad for studies, an internship, or a semester.<\/p>\n<p>The plan and its benefits only cover one person: no dependent or family member can be added to the plan. If you\u2019re traveling as a group, each student must purchase their own insurance plan to ensure full coverage at the right rate for medical expenses, accidents and health incidents during their stay abroad.<\/p>\n                                                        <\/div>\n                                                    <\/div>\n                                                <\/div>\n                                                                                                                                            <div class=\"faq-item  \" \n                                                     data-faq-index=\"5\">\n                                                    <div class=\"faq-question\"\n                                                         id=\"faq-item-0-5-question\"\n                                                         aria-expanded=\"false\"\n                                                         aria-controls=\"faq-item-0-5-answer\"\n                                                         role=\"button\"\n                                                         tabindex=\"0\">\n                                                        <span class=\"faq-question-text\">What is the minimum period of enrollment in the neoStudents plan?<\/span>\n                                                        <span class=\"faq-toggle-icon\">\n                                                            <svg class=\"faq-icon-plus\" width=\"18\" height=\"18\" viewBox=\"0 0 10 10\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\">\n                                                                <path d=\"M1 4.99805H9\" stroke=\"#151515\" stroke-linecap=\"round\"\/>\n                                                                <path d=\"M5 9L5 1\" stroke=\"#151515\" stroke-linecap=\"round\"\/>\n                                                            <\/svg>\n\n\n\n\n                                                            <svg class=\"faq-icon-minus\" width=\"16\" height=\"16\" viewBox=\"0 0 16 16\" fill=\"none\">\n                                                                <path d=\"M1 8H15\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\"\/>\n                                                            <\/svg>\n                                                        <\/span>\n                                                    <\/div>\n\n                                                    <div class=\"faq-answer\"\n                                                         id=\"faq-item-0-5-answer\"\n                                                         aria-labelledby=\"faq-item-0-5-question\"\n                                                         role=\"region\"\n                                                         >\n                                                        <div class=\"faq-answer-content\" >\n                                                            <p>With neoStudents, you can take out an international health insurance plan for your studies or internship from 1 to 12 months. The plan is not automatically renewed: if you want to stay covered after the termination of your plan, you need to take out a new insurance plan.<\/p>\n<p>Each student or intern must have their own insurance, even if you\u2019re traveling as a group. This makes sure that your medical expenses or incidents occurring during your stay are properly covered. Purchasing a plan for the right duration based on your trip ensures that you benefit from comprehensive coverage with no interruption and comply with local regulations. If you have any doubts, please visit the website of the Ministry of Foreign Affairs, which will provide you with information on these matters.<\/p>\n                                                        <\/div>\n                                                    <\/div>\n                                                <\/div>\n                                                                                                                                            <div class=\"faq-item  \" \n                                                     data-faq-index=\"6\">\n                                                    <div class=\"faq-question\"\n                                                         id=\"faq-item-0-6-question\"\n                                                         aria-expanded=\"false\"\n                                                         aria-controls=\"faq-item-0-6-answer\"\n                                                         role=\"button\"\n                                                         tabindex=\"0\">\n                                                        <span class=\"faq-question-text\">How to take out the neoStudents insurance online, and where to obtain the insurance certificate?<\/span>\n                                                        <span class=\"faq-toggle-icon\">\n                                                            <svg class=\"faq-icon-plus\" width=\"18\" height=\"18\" viewBox=\"0 0 10 10\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\">\n                                                                <path d=\"M1 4.99805H9\" stroke=\"#151515\" stroke-linecap=\"round\"\/>\n                                                                <path d=\"M5 9L5 1\" stroke=\"#151515\" stroke-linecap=\"round\"\/>\n                                                            <\/svg>\n\n\n\n\n                                                            <svg class=\"faq-icon-minus\" width=\"16\" height=\"16\" viewBox=\"0 0 16 16\" fill=\"none\">\n                                                                <path d=\"M1 8H15\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\"\/>\n                                                            <\/svg>\n                                                        <\/span>\n                                                    <\/div>\n\n                                                    <div class=\"faq-answer\"\n                                                         id=\"faq-item-0-6-answer\"\n                                                         aria-labelledby=\"faq-item-0-6-question\"\n                                                         role=\"region\"\n                                                         >\n                                                        <div class=\"faq-answer-content\" >\n                                                            <p>It\u2019s very simple! You just need to fill out the information corresponding to your profile in this form (age + reason, duration and country of stay). Then, you will receive a quote (free, non-binding) based on the information provided to us. After that, you will be able to purchase the plan right away with your bank card!<\/p>\n<p>With neoStudents, no need to provide any supporting documents at the time of purchase or to complete thousands of administrative formalities and choose from 25 different benefits or options. Our goal: make sure you can be covered in just a few clicks!<\/p>\n<p>Within 24 hours of enrolling in the neoStudents plan, you will be emailed a \u201cWelcome pack\u201d containing your certificate and all the information you need to go abroad (reimbursement turnaround time and coverage limits, covered benefits, etc.). Grab your camera and get ready for adventure!<\/p>\n                                                        <\/div>\n                                                    <\/div>\n                                                <\/div>\n                                                                                                                                            <div class=\"faq-item  \" \n                                                     data-faq-index=\"7\">\n                                                    <div class=\"faq-question\"\n                                                         id=\"faq-item-0-7-question\"\n                                                         aria-expanded=\"false\"\n                                                         aria-controls=\"faq-item-0-7-answer\"\n                                                         role=\"button\"\n                                                         tabindex=\"0\">\n                                                        <span class=\"faq-question-text\">What is the best insurance for students abroad? What are the benefits offered by neoStudents?<\/span>\n                                                        <span class=\"faq-toggle-icon\">\n                                                            <svg class=\"faq-icon-plus\" width=\"18\" height=\"18\" viewBox=\"0 0 10 10\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\">\n                                                                <path d=\"M1 4.99805H9\" stroke=\"#151515\" stroke-linecap=\"round\"\/>\n                                                                <path d=\"M5 9L5 1\" stroke=\"#151515\" stroke-linecap=\"round\"\/>\n                                                            <\/svg>\n\n\n\n\n                                                            <svg class=\"faq-icon-minus\" width=\"16\" height=\"16\" viewBox=\"0 0 16 16\" fill=\"none\">\n                                                                <path d=\"M1 8H15\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\"\/>\n                                                            <\/svg>\n                                                        <\/span>\n                                                    <\/div>\n\n                                                    <div class=\"faq-answer\"\n                                                         id=\"faq-item-0-7-answer\"\n                                                         aria-labelledby=\"faq-item-0-7-question\"\n                                                         role=\"region\"\n                                                         >\n                                                        <div class=\"faq-answer-content\" >\n                                                            <p>neoStudents offers a range of benefits perfectly tailored to your trip, detailed a little further up the page, including:<\/p>\n<ul>\n<li>health insurance in the event of an illness or accident: teleconsultations, hospitalization, consultations, treatments, medicines, emergency dental care, emergency medical expenses in a third country<\/li>\n<li>Assistance and repatriation<\/li>\n<li>Trip: Loss, theft or destruction of your bags \/ Baggage delays<\/li>\n<li>Coverage of your favorite sports activities<\/li>\n<li>Coverage of your smart devices<\/li>\n<li>Personal accident: coverage in the event of a serious event<\/li>\n<li>Tenant\u2019s and third-party liability<\/li>\n<\/ul>\n<p><em>Please note that the neoStudents product has been underwritten by the ASFE association. As a result, when you enroll in one of these plans, you first become a member of the ASFE association.<\/em><\/p>\n<p>&nbsp;<\/p>\n                                                        <\/div>\n                                                    <\/div>\n                                                <\/div>\n                                                                                    <\/div>\n                                    <\/div>\r\n[\/vc_column_text][\/vc_column][\/vc_row][vc_row css_animation=&#8221;none&#8221; pix_particles_check=&#8221;&#8221; el_id=&#8221;action-2&#8243; el_class=&#8221;action&#8221;][vc_column el_class=&#8221;action-wrapper&#8221;]<div id=\"el1754655286719-519df605-d233\" class=\"pix-el-text   w-100  \" ><p class=\"\"><h2 style=\"text-align: center;\">Ready to take the next step?<\/h2>\n<\/p><\/div><a  href=\"\/en\/comparisons-offers-msh\" class=\"btn mb-2 arrow-right-back-white-hover btn-devis     btn-primary d-inline-flex align-items-center      btn-md\"     ><span class=\" \" >Find the right plan for you<\/span><\/a>[\/vc_column][\/vc_row]<\/div>","protected":false},"excerpt":{"rendered":"[vc_row full_width=&#8221;stretch_row_content_no_spaces&#8221; equal_height=&#8221;yes&#8221; content_placement=&#8221;middle&#8221; pix_particles_check=&#8221;&#8221; btn_text=&#8221;Obtenir un devis&#8221; btn_target=&#8221;&#8221; btn_popup_id=&#8221;&#8221; btn_title_bold=&#8221;&#8221; btn_italic=&#8221;&#8221; btn_secondary_font=&#8221;&#8221; btn_style=&#8221;&#8221; btn_color=&#8221;primary&#8221; btn_remove_padding=&#8221;&#8221; btn_text_color=&#8221;&#8221; btn_size=&#8221;md&#8221; btn_rounded=&#8221;&#8221; btn_effect=&#8221;&#8221; btn_hover_effect=&#8221;&#8221; btn_add_hover_effect=&#8221;&#8221; btn_icon_position=&#8221;&#8221; btn_icon_animation=&#8221;&#8221; btn_full=&#8221;&#8221; btn_text_align=&#8221;text-center&#8221; btn_div=&#8221;&#8221; btn_animation=&#8221;&#8221; btn_link=&#8221;#&#8221; btn_class=&#8221;arrow-right-back-white-hover btn-devis&#8221; btn_text_custom_color=&#8221;&#8221; btn_icon=&#8221;&#8221; btn_anim_delay=&#8221;&#8221; btn_id=&#8221;&#8221; el_class=&#8221;header-classic1 solutions-page&#8221;][vc_column width=&#8221;1\/2&#8243; el_class=&#8221;paadtexte&#8221;][vc_raw_html css=&#8221;&#8221;&#8230;","protected":false},"author":1,"featured_media":9262,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_acf_changed":false,"footnotes":""},"categories":[],"class_list":["post-5884","page","type-page","status-publish","has-post-thumbnail","hentry"],"acf":[],"_links":{"self":[{"href":"https:\/\/www.msh-intl.com\/en\/wp-json\/wp\/v2\/pages\/5884","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.msh-intl.com\/en\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/www.msh-intl.com\/en\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/www.msh-intl.com\/en\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.msh-intl.com\/en\/wp-json\/wp\/v2\/comments?post=5884"}],"version-history":[{"count":49,"href":"https:\/\/www.msh-intl.com\/en\/wp-json\/wp\/v2\/pages\/5884\/revisions"}],"predecessor-version":[{"id":15298,"href":"https:\/\/www.msh-intl.com\/en\/wp-json\/wp\/v2\/pages\/5884\/revisions\/15298"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.msh-intl.com\/en\/wp-json\/wp\/v2\/media\/9262"}],"wp:attachment":[{"href":"https:\/\/www.msh-intl.com\/en\/wp-json\/wp\/v2\/media?parent=5884"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.msh-intl.com\/en\/wp-json\/wp\/v2\/categories?post=5884"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}