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Singapore

Singapore is a small island and city-state located in Southeast Asia, around 137 km north of the equator. It is located at the southern tip of the Malay Peninsula, west of Indonesia and east of Malaysia. The city-state consists of the main island of Singapore and 62 smaller islands surrounding it. Singapore is crossed by the equator and is located in a humid tropical climate with average temperatures in the region of 30°C all year round. The city-state is also famous for its harbor, which is one of the largest and busiest in the world, as well as for its well-kept parks and gardens which cover more than a third of the main island.
  • Population: 5.454 million in 2021
  • Area: 728.6 km2
  • Currency: Singapore Dollar (SGD)
  • Official languages: Mandarin, English, Malay and Tamil

Healthcare system

Discover how the Singapore healthcare system works

Singapore has an excellent healthcare system: the quality of care and facilities is very good and people even come from all over Asia to be treated there. The Singapore system, based essentially on individual responsibility, is very efficient and represents a true global benchmark.

It is built around 4 programs:

-           Medifund: basic health insurance for the least affluent.

-           Medisave: mandatory coverage that works through the deduction of a portion of the citizen's salary that is then deposited in a bank account to allow them to self-finance their medical expenses.

-           Medishield: non-mandatory health insurance that tops up the Medisave scheme to finance medical expenses incurred in the treatment of very serious diseases.

-           Medishield Plus: an insurance scheme that partially reimburses medical expenses in the private system.

It is very difficult to become a permanent resident but, if you are, you can enroll in these programs by contacting the Central Provident Fund Board (C.P.F). However, if you are an expatriate, it is highly recommended that you take out private international health insurance.

 

Healthcare formalities for expatriates

Healthcare formalities for expatriates
In Singapore, visa policies are fairly flexible and allow many expatriates, especially EU citizens, to enter and stay for up to three months without a visa. For expatriates from countries requiring a visa, they can obtain an entry or business visa from the embassy of their country of residence. However, it’s important to note that all visitors must have a return airline ticket and proof of sufficient funds for the duration of the stay.

If an expatriate wishes to live and work in Singapore for a long period, they will need to apply for a renewable long-term residence permit (the Long-Term Visit Pass or LTVP). There are different types of permits and passes depending on the level of qualification and remuneration.

Generally speaking, it is highly recommended that you take out international health insurance before moving to Singapore to avoid high medical expenses and have access to healthcare providers who speak your language and understand your specific needs as an expatriate.
 

Visiting a doctor

It is possible to see a doctor without an appointment in the many medical centers in Singapore.

The price of a consultation with a general practitioner is around 40 to 100 SGD (25 to 62 euros) and for a specialist around 180 SGD (125 euros). All medical staff speak English.
 

Hospitalization

Being admitted to hospital

It should be noted that some public hospitals have special facilities for foreign nationals. The price of care is quite reasonable in the public sector but it is much higher in the private sector.

You will often be asked to pay your hospital fees in cash so you should opt for hospitals belonging to the medical network operated by your international health insurer and where you can benefit from direct billing.
 

Buying medication

In Singapore, it is possible to get medicines directly from the doctor, right after the consultation. Pharmacies that dispense non-prescription medicines are often located in supermarkets and there are also duty pharmacies in every hospital. Prescriptions from foreign doctors cannot be used in Singapore and pharmacies require a prescription from a doctor with a local license. Patients should bring foreign prescriptions (preferably translated into English) when visiting a local doctor to obtain the required prescription.
 

Vaccinations to be carried out

Vaccinations to be carried out

There are no mandatory vaccinations for travel to Singapore but it is recommended that you are up to date with the following:
  • Vaccination against yellow fever is required for travelers coming from countries where this disease is endemic.
  • Vaccination against hepatitis A is recommended for all travelers.
  • Vaccination against hepatitis B is recommended for travelers who may be exposed to bodily fluids, such as healthcare professionals or people who have unprotected sex.
  • Vaccination against diphtheria and tetanus is recommended for all travelers.

It is advisable to consult a doctor or healthcare professional before traveling abroad for specific health recommendations for your destination and personal situation.
 

Health risks

Overall, Singapore is a relatively safe country in terms of health, with high medical standards and a well-developed healthcare system. However, as in any country, there are some health risks that visitors and residents should be aware of:
  • Dengue: a viral disease transmitted by mosquitoes. Visitors should take steps to avoid mosquito bites, including wearing long clothes and using insect repellent.
  • Water-borne diseases: Singapore has high-quality tap water, but it’s advisable to take extra precautions when drinking water outside of hotels and restaurants.
  • Respiratory infections: Singapore can experience spikes in air pollution, especially during the forest fire season in the region. People with respiratory diseases may be more sensitive to these periods of pollution.
  • Food infections: care should be taken when eating raw or undercooked food as this can lead to food infections. On the other hand, the water is safe to drink more or less everywhere.

In general, travelers to Singapore can take simple steps to minimize health risks, including by following basic health and hygiene guidelines.
 

Good to know

Emergency services and useful numbers:
  • Police: 999
  • Fire and ambulance: 995
  • Medical emergencies: 995

Official name: Republic of Singapore 
Main cities : Singapore
Type of state: Unitary parliamentary republic
Capital : Singapore
Commonly spoken languages: Mandarin, English, Malay and Tamil
 

Get your health insurance for Singapour

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We have the right health insurance plan to cover you for 1 to 12 months, whether it's for a personal project, an apprenticeship, a working holiday or any other reason.

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QUICK FACTS

OFFICIAL NAME

Republic of Singapore

MAIN CITIES

CAPITAL

Singapore

GOVERNMENT

Unitary dominant-party parliamentary republic

COMMON LANGUAGE

CLIENT STORIES

Client story: I woke up to MSH

Rachel lives in Togo and has been with MSH since 2002. After routine surgery, she fell into a coma that lasted 2 months. Her hospitalization cost more than 200,000 euros - but it was all covered by MSH, without her having to get involved. Thanks to the reactivity of the team and their smooth handling of the situation, Rachel's family were able to avoid any extra stress - as was Rachel when she woke up.  
Client story: my second opinion

Petra was very worried about the surgery she'd been prescribed following an accident at home. Before making her decision, she wanted a second opinion. Thanks to her private health insurance, which included the Second Medical Opinion guarantee, she quickly saw another doctor and got all the answers to her questions. The second doctor agreed that surgery was necessary and Petra went to hospital feeling reassured and confident.
Client story: The right decision

Bill and his family are based in Brazil. Unhappy with his previous insurer, Bill switched to MSH in December 2015: "One of the best decisions I've made since I've been here", he says, "for the level of service and the breadth and quality of the network."  Bill's insurance card is now recognized by the biggest and best hospitals in Sao Paulo. He even gets third-party payment for simple hospital tests without needing prior agreement: "MSH makes life easy", says Bill. 
DISCOVER THEIR STORIES

For more information

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