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The Local Healthcare Insurance System in Tunisia

Tunisia provides its citizens with a social security system that covers healthcare and some social insurances. However, this local system does not include expatriates living in Tunisia.

Existing medical facilities are located within Tunisia’s major cities for the most part.
In the event of an accident, it is recommended that you evacuate to a place where there are more appropriate medical facilities.

You will then have to contact your international healthcare insurance provider.

Being admitted to the hospital in Tunisia

You can choose your own hospital in Tunisia and it is not necessary to have a medical prescription to be admitted.

Public hospitals are basic health centers, university hospitals or regional hospitals. They are often overcrowded and do not always have the necessary medical equipment.

Private clinics often provide comprehensive healthcare services as well as an English-speaking medical staff. As for serious illnesses, access to specific treatments cannot always be guaranteed.

Doctors’ visits in Tunisia

Tunisian doctors
There are both doctors practicing in the private sector who will make home visits to their patients residence or see them in their medical office, and doctors from the public sector who practice in hospitals.

There are general practitioners everywhere; however private medical doctors are mostly located in larger cities.

Consultation fees in Tunisia cost between 20 Tunisian dirham on average (10 euros) for a consultation in the office and 30 to 40 Tunisian dirham for a consultation at home (20-30 euros).

Do not forget to keep your bill in order to be reimbursed by your expatriate insurance coverage in Tunisia.


Tunisian specialist doctors
To see a specialist doctor from the private sector in Tunisia, you just need to make an appointment directly with the specialist doctor of your own choice.

A consultation with a specialist costs between 40 and 60 Tunisian dirham depending on the medical specialty. For example, a consultation with a gynecologist costs 50 Tunisian dirham (25 euros).

There are also certain specialist doctors who see their patients at the hospital and provide private consultations.

Buying drugs in Tunisia

Pharmacies can be found all over the country and for the patients’ comfort, out-of-hours pharmacies and late-night pharmacies are also available. As in most countries, some drugs can only be delivered with a medical prescription. However, certain antibiotics can be bought over-the-counter. Do not forget to keep the receipt issued by the pharmacist in order to obtain reimbursement from your healthcare insurance provider in Tunisia.

Get your health insurance for Tunisia

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QUICK FACTS

OFFICIAL NAME

Republic of Tunisia

MAIN CITIES

Tunis, Sfax, Gabès, Sousse, Kairouan, Bizerte

CAPITAL

Tunis

GOVERNMENT

Unitary semi-presidential republic

COMMON LANGUAGE

Arabic

CLIENT STORIES

Client story: I woke up to MSH

Rachel lives in Togo and has been with MSH since 2002. After routine surgery, she fell into a coma that lasted 2 months. Her hospitalization cost more than 200,000 euros - but it was all covered by MSH, without her having to get involved. Thanks to the reactivity of the team and their smooth handling of the situation, Rachel's family were able to avoid any extra stress - as was Rachel when she woke up.  
Client story: my second opinion

Petra was very worried about the surgery she'd been prescribed following an accident at home. Before making her decision, she wanted a second opinion. Thanks to her private health insurance, which included the Second Medical Opinion guarantee, she quickly saw another doctor and got all the answers to her questions. The second doctor agreed that surgery was necessary and Petra went to hospital feeling reassured and confident.
Client story: No worries mate!

Tanguy subscribed to Start’Expat to cover his gap year in Australia. He was out roller-skating one day when he slipped and blacked out for a few minutes. A passerby directed him to the nearest hospital for a scan. Fortunately, there was nothing serious and he was delighted to learn that all the expenses from €400 would be paid by MSH in advance, saving him a total of €513 -that's a lot of money for a student!   
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