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HEALTHCARE SYSTEM
Health Insurance in Malaysia
Discover how the system works in Malaysia
The healthcare system in Malaysia provides quality services. The medical network is properly developed and medical centers can be found everywhere, although it is more limited in rural areas.

The healthcare system in Malaysia is provided by the public and private sectors. The medical staff speak English as they have often received their training in the United Kingdom. Malaysia has been attracting an increasing number of people from Asia due to medical tourism.

Please remember to check that you are up-to-date with your vaccines before going to Malaysia.
Visiting a doctor in Malaysia
Seeing a GP
To see a GP in Malaysia, you need to go to a private or public hospital. Try to go to private hospitals as they usually offer shorter waiting times. Some GPs can also provide home visits.

Seeing a specialist doctor
You do not need to have a medical prescription to see a specialist doctor in Malaysia. You can choose your own specialist doctor at any time.

Remember to keep all your bills in order to receive the reimbursement of your medical expenses from your international health insurance provider in Malaysia.
Being admitted to hospital in Malaysia
There are different types of public hospitals in Malaysia:
  • General hospitals,
  • District hospitals,
  • Specialized medical facilities.
General hospitals are very appreciated and provide quality medical care. However, waiting times can be long.

Private hospitals provide a level of medical care that is similar to that in Western hospitals. Appointments can be obtained quickly and each hospital has several departments and specialists.

If you are hospitalized, whether on an emergency basis or not, you may be required to make cash advances for hospital fees before your admission.
Buying medication in Malaysia
Pharmacies are everywhere in Malaysia. They usually open between 10 a.m. and 10 p.m. seven days a week and sell quality drugs. Please note that no drug can be delivered without a prescription.


In case of emergency
Medical emergencies: 999.
This is the number for public service ambulances. The service is slow and the ambulances do not always have the necessary equipment. Private hospitals have their own ambulance service which is why you should try to turn to these.
Get your health insurance for Malaysia
MSH can help you design the best international health insurance plan to suit your needs.

Going for less than a year?
We have the right health insurance plan to cover you for 1 to 12 months, whether it's for a personal project, an apprenticeship, a working holiday or any other reason.

Going for a year or more?
Explore our comprehensive and highly flexible health insurance solutions to protect you and your family while you're abroad.
QUICK FACTS
OFFICIAL NAME
Malaysia
MAIN CITIES
Subang Jaya, Klang, Ipoh
CAPITAL
Kuala Lumpur
GOVERNMENT
Federal dominant-party parliamentary elective constitutional monarchy
COMMON LANGUAGE
English
CLIENT STORIES
Client story: I woke up to MSH

Rachel lives in Togo and has been with MSH since 2002. After routine surgery, she fell into a coma that lasted 2 months. Her hospitalization cost more than 200,000 euros - but it was all covered by MSH, without her having to get involved. Thanks to the reactivity of the team and their smooth handling of the situation, Rachel's family were able to avoid any extra stress - as was Rachel when she woke up.  
Client story: No worries mate!

Tanguy subscribed to Start’Expat to cover his gap year in Australia. He was out roller-skating one day when he slipped and blacked out for a few minutes. A passerby directed him to the nearest hospital for a scan. Fortunately, there was nothing serious and he was delighted to learn that all the expenses from €400 would be paid by MSH in advance, saving him a total of €513 -that's a lot of money for a student!   
Client story: The right decision

Bill and his family are based in Brazil. Unhappy with his previous insurer, Bill switched to MSH in December 2015: "One of the best decisions I've made since I've been here", he says, "for the level of service and the breadth and quality of the network."  Bill's insurance card is now recognized by the biggest and best hospitals in Sao Paulo. He even gets third-party payment for simple hospital tests without needing prior agreement: "MSH makes life easy", says Bill. 
DISCOVER THEIR STORIES
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