Compruebe los límites de su tarjeta de crédito en el extranjero

Time limit for bank card coverage

Ceiling limit

What are the limits of my bank card?

What to do before you leave?

Our recommendations

The most important thing is to check your card's guarantees and exclusions on your card's website.

To summarize: the insurance cover provided by your bank card (Visa, MasterCard, American Express) enables you to deal with certain emergency situations, such as an unexpected illness* or accident*, provided that the event in question does not have a major impact. However, reimbursement ceilings are often far too low to cover medical expenses in countries where healthcare is very expensive (e.g. the USA, Canada or China).

* Unexpected illness: a sudden and unpredictable deterioration in the state of health of an insured person, certified by a health professional, which necessitates surgery or treatment and cannot wait for return or repatriation to the country of origin.

* Accident: any unintentional bodily injury suffered by an insured person and exclusively attributable to the unforeseen and sudden effects of an external cause (sprain, fracture, etc.).

Here are our recommendations:
 

1. If you're going abroad for more than three months, and want coverage equivalent to that in your home country, we recommend that you take out international health insurance.


2. You should also consider insurance that covers repatriation/assistance, provident insurance, legal assistance and/or personal liability. These coverages are not included with a standard MasterCard or Visa card, but they are essential if you live abroad.


3. At MSH, we offer international health insurance solutions to meet your specific needs (age, family situation, country of expatriation) and offer high coverage limits, so you can travel abroad with confidence and peace of mind.