Encontrar un profesional médico
¿Busca una cobertura de seguro?
Descubra cómo MSH puede ayudarle a encontrar su proveedor médico
¿Ya es miembro?
Inicie sesión para buscar un proveedor médico
Comercial
Servicio de gestión
Equipo comercial para particulares
De 9:00 a 18:00 (CET)
Enviarnos un correo electrónico
Equipo comercial para empresas
De 9:00 a 18:00 (CET)
Enviarnos un correo electrónico
Acceso rápido

The Local Healthcare Insurance System in Quebec

The healthcare insurance system in Quebec is administered by the Ministry of Health and social services. This public health scheme is funded via income taxes. It gives all citizens free access to basic medical and hospital care through the health insurance card, also known as “carte soleil” (sun card). This card is issued by theRégie de l’Assurance Maladie du Québec(RAMQ) within three months following the application for registration. Please note that there is a three-month waiting period during which you will support all the expenses. However, agreements have been entered with Denmark, Finland, France, Belgium, Greece, Luxembourg, Norway, Portugal and Sweden in order to receive reimbursement if medical services are provided during the waiting period. For this, you will have to provide the RAMQ with a certificate of enrollment with the healthcare system of one of the countries above mentioned.

 

Some treatments are not covered by the healthcare system like dental or orthopedic care. This is why it is necessary to take out private health insurance.

 

To find out more about the healthcare system in Quebec, please go to:www.ramq.gouv.qc.ca

Doctors’ visits in Quebec

GPs in Quebec

There are different categories of doctors in Quebec:

  • GPs who accept the health insurance card: you do not have to make cash advances and the doctor will be paid directly by the RAMQ.
  • Doctors called “opted out doctors”: in this case, you have to pay the consultation and send the bill to the RAMQ in order to be reimbursed.
  • Doctors called “nonparticipating doctors” who do not accept the health insurance card: you will have to support all the expenses and the RAMQ will not reimburse any consultation.

It is therefore important to check the type of doctor you will visit beforehand in order to avoid unpleasant situations. You can find the list of “opted out” and “non-participating” doctors issued by theRégie de l’Assurance Maladie du Québec(RAMQ) by clickinghere.

                                               

Doctors see their patients from Monday to Friday from 8.00 am to 4.00 – 6.00 pm and on Saturday morning. They speak French and often English too.

 

There are not enough doctors in Quebec and waiting times to get an appointment may sometimes be very long, as is the case in the other provinces of Canada.

 

Specialist doctors in Quebec:

If you need specific treatment, your GP will refer you toa specialist doctor.

As there are only a few specialist doctors, waiting times to get an appointment are often very long.

This is why it is recommended that you go directly to an optician for a simple eye examination in order to avoid long waiting times. He/she will perform the necessary examination and will advise you on the appropriate eyeglasses. However, for most serious cases such as cataract, you will have to book an appointment with an ophthalmologist.

Being admitted to the hospital in Quebec

Hospitals in Quebec Basic care may be provided in public hospitals but waiting times are often long. Emergency services Emergency services are open 24 hours a day in most hospitals but waiting times are also long. The most serious cases will be taken care of in priority. The walk-in clinics In Quebec there are walk-in clinics that generally operate during working hours, as is the case in the other Canadian provinces. If you have trouble finding a GP, these clinics provide basic care and consultations without a prior appointment. As they are much appreciated, waiting times may be long. However, consultation fees are not higher than those of GPs. In case of emergency, call 911

Buying drugs in Quebec

Over-the-counter drugs may be bought in supermarkets whereas prescription drugs must be bought in specific shops.

Drugs are delivered on a personalized basis: you will receive the exact number of drugs needed depending on how long your treatment is.

Get your health insurance for Germany

MSH can help you design the best international health insurance plan to suit your needs.

Going for less than a year?  
We have the righthealth insurance plan to cover you for 1 to 12 months, whether it's for a personal project, an apprenticeship, a working holiday or any other reason.

Going for a year or more?
Explore ourcomprehensive and highly flexible health insurancesolutions to protect you and your family while you're abroad.

QUICK FACTS

CLIENT STORIES

Testimonio: ahí estaba MSH cuando desperté

Rachel vive en Togo y lleva con MSH desde 2002. Tras una cirugía ordinaria, entró en un coma que duró 2 meses. Su hospitalización cuesta más de 200.000 euros, pero MSH lo cubrió todo, sin que ella tuviera que hacerse cargo de nada. Gracias a la prontitud del personal y su excelente manejo de la situación, la familia de Rachel pudo ahorrarse toda la angustia propia de la situación, al igual que Rachel cuando salió del coma.
Testimonio: estuvieron ahí para mi recién nacido

Laure y Robert se mudaron a Singapur en 2014 por motivos laborales, pero acabaron fundando allí una familia. Laure informó a MSH de que se había quedado embarazada y quedó maravillada de todo el apoyo que recibió. Primeramente recibió una guía práctica sobre el embarazo (qué hacer en cada etapa, exámenes médicos, etc.) y a continuación un miembro del personal la llamó para explicarle todas las garantías personalmente y aconsejarle el mejor lugar donde dar a luz. El día en que dio a luz a su hija, recibió un paquete de obsequio con una tabla de crecimiento y un juguete para bebé, con los mejores deseos de parte de MSH. Y ahora hay otro bebé en camino...
Testimonio: una segunda opinión

Petra estaba muy preocupada porque le habían prescrito una cirugía tras un accidente doméstico. Antes de decidirse, quería una segunda opinión. Gracias a su seguro médico privado, que incluía una garantía de segunda opinión médica, pudo consultar enseguida con otro doctor que le resolvió todas sus dudas. El segundo doctor le confirmó que la cirugía era necesaria y Petra acudió al hospital sintiéndose segura y reconfortada.
Descargue nuestros folletos
Encuentre el plan idóneo para usted en tan solo unos clics
¿Desea saber más?
Encuentre el plan idóneo para usted en tan solo unos clics
Contacte con nuestro equipo de especialistas
Le atendemos 24 horas al día, 7 días a la semana en su idioma