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Norway

 Norway is a country in Northern Europe, located on the west-northwestern side of the Scandinavian peninsula. The country shares its borders with Sweden, Finland and Russia and is partly bordered by the Atlantic and Arctic Oceans.

The country is home to more than 100 fjords (ancient glacial valleys invaded by sea water), almost 50,000 small islands and no less than 2,500 km of coastline. Norway is also home to numerous glaciers, waterfalls and peaks, the highest of which is Mount Galdhopiggen, Scandinavia's highest point at 2,470 meters.

After Iceland and Russia, Norway is the least densely populated country in Europe. It is also the most northerly country in Europe.
  • Population: 5.379 million in 2020
  • Area: 385,207 km2
  • Currency: Norwegian krone
  • Official languages: Bokmal, Nynorsk, Norwegian, and the Sami languages
     

Zorgstelsel

Discover how the system works in Norway

The Norwegian healthcare system is excellent and probably among the best in the world. The staff are highly qualified and the infrastructure is modern and well-equipped.

To be covered by Norwegian health insurance, you must be registered in the national register: the Folkeregister. This registration will be automatic if you are working in Norway under a local contract. You will then be registered with the national health insurance scheme (NIS) and entitled to coverage for certain healthcare services (medical consultations, mental health consultations, medication, etc.), in return for a contribution of 8% of your gross salary.
 

Healthcare formalities for expatriates

European Union citizens can benefit from the European Health Insurance Card (EHIC). You must apply for this at least 15 days before your departure.

This insurance entitles you to healthcare with the same conditions of reimbursement as those in force in the country. However, once the EHIC share has been deducted, some costs remain payable by the patient.

The average cost of a consultation with a general practitioner is NOK 155 (€16) and NOK 351 (€36) for a consultation with a specialist.

In any case, it is strongly recommended that you take out international health insurance before visiting or moving to Norway in order to benefit from higher reimbursement rates, access to the private healthcare system, and repatriation assistance.  
 

Visiting a doctor

There are around 4.6 doctors per 1,000 inhabitants in Norway, an excellent ratio. If you are resident in Norway, you will be assigned a general practitioner by the state. You will be able to change your GP twice a year on the Helse Norge website.

Most Norwegian doctors are fluent in English. You will also find a list of French-speaking practitioners on the website of the French embassy in Norway.

Medical appointments are free for children under the age of 16.
 

Being admitted to hospital

If you are hospitalized in a private facility, you will need to show your European Health Insurance Card at the hospital. You will have no fees to pay although you will need to produce a medical referral, unless you are admitted in an emergency.
 

Buying medication

There are well-stocked pharmacies (apotek) and drugstores throughout the country. Norway has an e-prescription system: after the consultation with the doctor, your prescription is registered on a central database and sent to you electronically, allowing you to pick up your medication at any pharmacy. You may be asked for your identity card when buying prescription medicines at a pharmacy.

Vaccinations to be carried out

There are no compulsory vaccinations for traveling to Norway. It is simply recommended that you are up to date with the universal vaccination schedule (measles, mumps, rubella, diphtheria, whooping cough, polio, etc.).

If you are staying in a rural or forest area up to 1,500 meters above sea level, between spring and autumn, you may be advised to be vaccinated against tick-borne encephalitis. For more information, consult your treating doctor or visit a travelers' vaccination center.
 

Health risks

There are no particular health risks to be aware of in Norway. However, remember to comply with the health measures in place to combat coronavirus and find out about the rules in force in the country (vaccination, wearing a mask, preventive behaviors, etc. before you leave).
 

Good to know

Emergency services and useful numbers:
  • Police: 112
  • Fire service: 110
  • Ambulance: 113
  • Emergencies: 116 117

Official name: Kingdom of Norway
Main cities: Oslo, Bergen, Trondheim, Stavanger, Kristiansand, Fredrikstad, Tromsø, Drammen...
Type of state: Constitutional monarchy
Capital: Oslo 
 

Get your health insurance for Norway

MSH can help you design the best international health insurance plan to suit your needs.

Going for less than a year?  
We have the right health insurance plan to cover you for 1 to 12 months, whether it's for a personal project, an apprenticeship, a working holiday or any other reason.

Going for a year or more?
Explore our comprehensive and highly flexible health insurance solutions to protect you and your family while you're abroad.

Korte feiten

Officiële naam

Koninkrijk Noorwegen

Belangrijkste steden

Bergen, Trondheim, Stavanger

Hoofdstad

Oslo

Regering

Unitaire parlementaire constitutionele monarchie

Gesproken taal

Saami, Engels

Verhalen van onze klanten

Verhaal: ik werd wakker met MSH

Rachel woont in Togo en is al sinds 2002 lid van MSH. Na een routine-operatie raakte ze in een coma die 2 maanden duurde. Haar ziekenhuisopname kostte meer dan € 200.000 - maar al deze kosten werden betaald door MSH, zonder dat zij er betrokken bij hoefde te zijn. Doordat het team snel reageerde en de situatie soepel afhandelde kon Rachels familie extra stress vermijden - net als Rachel zelf toen ze wakker werd.
Verhaal: MSH was mijn redder in nood

Mattieu maakte een trektocht door een Peruaanse canyon toen hij opeens meerdere meters naar beneden viel en zijn knieschijf en elleboog brak: "Na 12 dagen in een lokaal ziekenhuis werd ik teruggestuurd naar Frankrijk, waar ik nog 2 weken in het ziekenhuis lag en nog maanden fysiotherapie kreeg", herinnert hij zich. De kosten van Matthieu’s ziekenhuisopname, repatriëring en revalidatie werden allemaal vergoed door MSH: "Zonder mijn particuliere ziektekostenverzekering was het een nachtmerrie geweest: € 16.000 voor het ziekenhuis en € 50.000 voor mijn repatriëring met twee luchtambulances - kun je het je voorstellen?"
Verhaal: de juiste beslissing

Bill en zijn familie wonen in Brazilië. Bill was niet tevreden over zijn vorige verzekeraar en stapte in december 2015 over naar MSH: "Een van de beste beslissingen die ik genomen heb sinds ik hier ben", zegt hij, "vanwege het serviceniveau en de breedte en kwaliteit van het netwerk." Bills verzekeringskaart wordt nu door de grootste en beste ziekenhuizen in Sao Paulo erkend. Directe facturatie is zelfs mogelijk voor simpele ziekenhuistests - zonder afspraak vooraf: "MSH maakt het leven makkelijk", zegt Bill. 
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