neoStudents,
Insurance for students abroad
Going on an internship? Or studying abroad for a semester or a year? Sign up for the neoStudents plan before you go and make the most of your experience!
We are available at +33144204877
neoStudents: the insurance solution for young people on internships or studying abroad
Comprehensive
Just because you’re young doesn’t mean you shouldn’t have great coverage!
Simple
No unnecessary add-ons or coverage limits… Just tell us where you’re going and we’ll do the rest.
Specially for young people
All of the benefits have been designed with young people in mind: teleconsultations, sports, smart devices, and more.
100% Digital
Sign up for the plan, download your documents, and submit your claims directly online.
Available 24/7
Got a question, unsure about something, or in an emergency? We’re here to help 24/7 in your preferred language.
Choose the insurance that
best suits your school projects abroad
Your benefits at a glance
For students going abroad
Internship, semester, or studying abroad for a year? neoStudents, the insurance plan for students abroad!
For students going abroad
Internship, semester, or studying abroad for a year? neoStudents, the insurance plan for students abroad!
Peace of mind during your studies
with coverage all through your stay!
neoStudents “ I was lucky enough to be able to spend a semester in Seoul, my dream destination! On weekends and vacations, I travel around Asia. I need a simple insurance plan to cover me during my semester, but also on all my side trips! ”
How it works in practice
A 24/7 assistance service
An app for easy management of your plan
Take a photo, get reimbursed!
Access to a network of over 2 million healthcare providers worldwide
Whatever your travel plans
get the right neo insurance
Whether you’re going on an internship, a working holiday, sightseeing, or volunteering, with our neoWHV, neoStudents, or neoExplore insurance solutions, MSH is here to support you.
Working holidaymakers
Did you know you almost always need insurance to apply for a visa? With neoWHV, you can kill two birds with one stone by enrolling in an insurance plan with really useful benefits!
Students and interns
Going on an internship? Or studying abroad for a semester or a year?
With the neoStudents plan, you’re protected during this long stay away from the family bubble! Coverage designed just for you: personal liability, teleconsultations, sports, and more.
Volunteering or working as an au pair
Need a break in your life with a trip, volunteer work, a gap year, or an au pair placement? GO FOR IT! And take your neoExplore insurance plan with you to stay protected and make lots of unforgettable memories!
Get insurance in 3 easy steps
Fill out your details
Tell us where you’re going and what kind of trip it is.
Get your quote
Receive your quote immediately.
Sign up for the plan
Happy with the quote? Complete your enrollment 100% online.
Receive
Your insurance certificate and card immediately.
Services
to make your life easier
By choosing MSH, you get access to a full range of services designed to make your life easier:
Mental health coaching
Feeling down, stressed, or just a bit lost? Talk to professionals during a mental health coaching session.
Available 24/7
Need urgent assistance or to speak to an advisor? We’re available 24/7 by phone.
Choice of practitioner
Choose from our 2 million providers, or your preferred practitioner, and enjoy peace of mind on your travels!
Unlimited teleconsultations
Consultations with general practitioners and specialists from the comfort of your own home, wherever you are in the world.
Still have questions?
Taking out insurance is a must-have when you’re going on an internship or studying abroad: your health and your finances need to be protected wherever you go in the world.
Your insurance for students abroad offers you various benefits:
- Emergency medical expenses and treatment in the event of an unforeseen illness or accident.
- Worldwide assistance and medical repatriation.
- Travel insurance for your bags The cost of medical care abroad can be very high, particularly in North America, in certain Asian countries, and even sometimes in Europe, where you’re planning to join an Erasmus program. In France, healthcare prices are regulated and managed by the French Social Security (or Assurance Maladie), whereas in other countries, the healthcare system works very differently.
Your student insurance plan may include essential benefits throughout the duration of your internship or studies abroad:
- Financial protection in case of loss or theft of your smart devices, or any damage caused to them (smartphone, laptop, camera).
- Coverage of your favorite sports activities
- Legal assistance and third-party liability abroad if you were to injure someone or damage their property.
- Coverage of travel incidents such as the cancellation or interruption of your trip.
Finally, please note that many countries or universities require an insurance certificate to validate your visa application or your enrollment file as a foreign student.
The travel assistance included with your credit card usually covers your medical expenses only for the first three months abroad, which isn’t enough for an internship or a semester as a student, for example. Ongoing treatment or care following an accident may not be covered beyond this period. Some benefits are also often excluded from coverage if the insurance plan has been purchased after the event or includes a waiting period.
Your card may also include deductibles (non-reimbursed portion of costs) or work as a cash advance that you will need to pay back after receiving care or if you are hospitalized.
The coverage limits and benefits offered by most credit cards are often not enough to properly cover your medical expenses during a semester as a student or a long-term stay abroad. Choose comprehensive coverage for your experience abroad.
Anyone planning to go on an internship, study or stay abroad should take out insurance for students or interns abroad, regardless of the reason for their trip: learning a new language, discovering a new profession during an internship, or joining a university exchange program.
Your international student insurance protects you for several months against a wide range of risks and unexpected events, from routine medical expenses, accidents (scooter, motorbike, adventurous explorations), sudden illness, and legal assistance, to private third-party liability or even medical repatriation.
Make sure to read the general terms and conditions of your insurance plan for students abroad to check which benefits are included and the level of coverage you are entitled to.
Destinations concerned:
- European Union: The European Health Insurance Card (EHIC), issued via your Ameli account, may partially cover certain treatments. However, we recommend taking out top-up student health insurance for full protection.
- Outside the European Union: there may be some agreements in place but the French healthcare system doesn’t apply. This is something to keep in mind while purchasing your flight ticket, as the cost of medical care abroad may be very high, especially in the USA, in Canada and in Australia.
- Other destinations: for an internship, a semester or studies, take out health insurance to get benefits such as the coverage of your medical expenses, accidents, repatriation, and even legal assistance.
With international health insurance, you’re sure to get optimal protection, regardless of the destination and the type of trip.
With so many insurance plans available on the market, several criteria will help you make your choice. First, compare reimbursement limits for medical expenses based on your destination: insurance companies offer different packages and coverage amounts tailored to local healthcare costs.
Make sure your plan covers your specific needs as a student: internships in a company, university sports activities, or third-party liability insurance required by your higher education establishment. Some insurers offer dedicated services such as a 24/7 multilingual customer service, particularly useful in the event of an emergency.
You should also consider how easy it is to submit claims and whether upfront payment for hospital expenses is available. Your choice will depend on the balance between the level of coverage you need and your student budget.
The neoStudents plan is available to anyone of any nationality, aged 18 to 35, residing in France at the time of departure, and going abroad for studies, an internship, or a semester.
The plan and its benefits only cover one person: no dependent or family member can be added to the plan. If you’re traveling as a group, each student must purchase their own insurance plan to ensure full coverage at the right rate for medical expenses, accidents and health incidents during their stay abroad.
With neoStudents, you can take out an international health insurance plan for your studies or internship from 1 to 12 months. The plan is not automatically renewed: if you want to stay covered after the termination of your plan, you need to take out a new insurance plan.
Each student or intern must have their own insurance, even if you’re traveling as a group. This makes sure that your medical expenses or incidents occurring during your stay are properly covered. Purchasing a plan for the right duration based on your trip ensures that you benefit from comprehensive coverage with no interruption and comply with local regulations. If you have any doubts, please visit the website of the Ministry of Foreign Affairs, which will provide you with information on these matters.
It’s very simple! You just need to fill out the information corresponding to your profile in this form (age + reason, duration and country of stay). Then, you will receive a quote (free, non-binding) based on the information provided to us. After that, you will be able to purchase the plan right away with your bank card!
With neoStudents, no need to provide any supporting documents at the time of purchase or to complete thousands of administrative formalities and choose from 25 different benefits or options. Our goal: make sure you can be covered in just a few clicks!
Within 24 hours of enrolling in the neoStudents plan, you will be emailed a “Welcome pack” containing your certificate and all the information you need to go abroad (reimbursement turnaround time and coverage limits, covered benefits, etc.). Grab your camera and get ready for adventure!
neoStudents offers a range of benefits perfectly tailored to your trip, detailed a little further up the page, including:
- health insurance in the event of an illness or accident: teleconsultations, hospitalization, consultations, treatments, medicines, emergency dental care, emergency medical expenses in a third country
- Assistance and repatriation
- Trip: Loss, theft or destruction of your bags / Baggage delays
- Coverage of your favorite sports activities
- Coverage of your smart devices
- Personal accident: coverage in the event of a serious event
- Tenant’s and third-party liability
Please note that the neoStudents product has been underwritten by the ASFE association. As a result, when you enroll in one of these plans, you first become a member of the ASFE association.