neoTempo,
Short-stay insurance that covers you just as well as an expat
For expats who don’t want to commit to a traditional insurance plan: Whether you’re an entrepreneur, a seasonal worker, digital nomad, freelancer, consultant, or living across several countries, neoTempo offers great flexibility and full coverage from 3 months to 3 years.
We are available at +33144204877
neoTempo: the insurance solution for modern expats
Flexible
Extend your plan as many times as you want, for up to 36 months, with no price increases. Guaranteed!
Modular
Start with basic Hospitalization + assistance benefits, then add the options you want.
Accessible
Even with a complex medical history, you may still qualify. Why not check it out?
100% Digital
Sign up for the plan, download your documents, and submit your claims directly online.
Available 24/7
Got a question, unsure about something, or in an emergency? We’re here to help 24/7 in your preferred language.
Make choices. Make changes. Make it yours.
That’s neoTempo!
You’re on your very own journey. And because it’s personal to you, we’ve created an insurance solution that meets your needs – no more, no less. No compulsory options that don’t work for you!
Choose from the following coverage limits:
Basic: €250,000
Regular: €400,000
Plus: €600,000
And add the benefits you want. Now make the most of your travel plans with neoTempo!
Your benefits at a glance
Basic upper limit
Hospitalization + Standard Assistance
+ Vision & Dental Option
Basic upper limit
Hospitalization + Standard Assistance
+ Routine healthcare Option
Basic upper limit
Hospitalization + Standard Assistance
+ Routine healthcare Option
+ Premium assistance Option
Basic upper limit
Hospitalization + Standard Assistance
+ Vision & Dental Option
Basic upper limit
Hospitalization + Standard Assistance
+ Routine healthcare Option
Basic upper limit
Hospitalization + Standard Assistance
+ Routine healthcare Option
+ Premium assistance Option
Run through your coverage options and create
your neoTempo package
neoTempo Basic coverage 
Hospitalization + Standard assistance (included)
These core benefits are included regardless of the options chosen. It allows you to be covered in the event of an accident or hospitalization and to be repatriated to your country of expatriation.
Routine healthcare
The routine healthcare option covers you in case of medical emergency, accident and illness (medical appointments, teleconsultations, drugs, examinations, physical therapy).
“ Even though I see myself as more of a traveler or a digital nomad than a traditional expat, I need protection that’s just as strong. I haven’t quite decided where I’m going or what I’m going to do but with neoTempo, I get the flexibility I need – plus great coverage! ”
Premium assistance with neoTempo: supporting you when things go wrong
A serious illness or accident while living abroad can be incredibly challenging. Rest assured that, if the unexpected were to happen, MSH will be there for you and your loved ones.
- 24/7 assistance platform
- Medical repatriation to the country of origin
- Round trip to visit a loved one in hospital
- Two loved ones to be at your bedside if you are sick or hospitalized
- Personal liability coverage
Get insurance in 4 easy steps
Fill out your details
Tell us where you’re going and select your package.
Get your quote
Receive your quote in just a few minutes.
Tell us about your health
Complete the online health questionnaire.
Sign up for the plan
When your questionnaire is approved, you’re all set to enroll!
Services that make your life easier
Being insured with MSH also means benefiting from a range of services designed to make life easier for expats who want the best.
Expertise and advice
Talk to our experts about your plan or any expat-related concerns.
Case management
If necessary, our team of 40 doctors is available to assist you throughout the claim process.
Choice of practitioner
Choose from our 2 million providers, or your preferred practitioner, and enjoy peace of mind on your travels!
Second medical opinion
Having doubts about a diagnosis? No need to panic, MSH is here to offer you a second medical opinion.
Still have questions?
neoTempo is a temporary health insurance solution specifically designed for expatriates needing comprehensive coverage. Even though it works like international insurance (with medical expenses covered as of the 1st euro spent, repatriation assistance and third-party liability), neoTempo is more than a healthcare coverage! At MSH, we designed it for people who are going abroad without a clear plan in mind and are looking for a no-commitment health insurance solution that covers emergency medical expenses and hospitalization costs.
With neoTempo, you’re covered in all countries within your selected coverage zone, as well as worldwide for emergency hospitalizations during short trips. You can even extend your coverage or change your country of expatriation. In short: neoTempo adapts to your life’s changes.
To put it simply, neoTempo healthcare coverage combines the best of the benefits of a reliable international health insurance plan, instead of standard travel insurance which wouldn’t cover all your healthcare expenses, with the flexibility of a no-commitment health insurance solution.
Conditions of access to neoTempo are very easy: you can purchase this international health insurance plan from almost anywhere in the world, except the USA. If you need a new plan for this country in particular, please contact us at sales@msh-intl.com.
Our flexible offering is available to a wide range of international profiles, in particular expatriates. It’s specifically designed for globally mobile individuals and their families experiencing periods of transition: you can enroll whether you’re an expatriate temporarily living in a given country (or an impatriate), a posted worker traveling between two assignments, a digital nomad or a freelancer. The only requirement: being aged from 18 to 65.
Would you like to enroll your child in your insurance plan? No problem! They only need to be at least 10 years old.
The duration of coverage of the neoTempo plan is entirely flexible and can adapt to any of your projects. You can sign up for a minimum duration of 3 months and extend your coverage as many times as needed, up to 36 months (3 years).
Do you need a health insurance solution urgently? No worries: you only need a few minutes to sign up via our website.
Just enter your travel dates, your destination, your personal information and your level of coverage plus any extras you need to get a quote instantly.
Once the payment by credit card is confirmed, your coverage starts instantly with no waiting period. Your insurance policy is automatically emailed to you. From there, you can already schedule your medical consultations with health professionals, carry out your procedures and submit your claims via the MSH mobile app.
Quick enrollment process:
- Step 1: Fast simulation with your dates and your destination.
- Step 2: Secure entry of your personal information.
- Step 3: Payment by card to validate the chosen package right away.
- Result: You immediately receive your plan and insurance certificate by email!
Good to know: As there’s no waiting period, you’re covered for emergency medical expenses and unforeseen care as soon as you validate the payment.
neoTempo offers comprehensive coverage, better than complementary health insurance or traditional travel insurance, and covers medical expenses as of the 1st euro, hospitalization and consultations with health professionals such as general practitioners and specialists. The plan also includes repatriation assistance in case of death or medical emergency and third-party liability.
In addition to benefits, we provide you with a wide range of services such as teleconsultations, a Mobile App and a Members’ Area allowing you to track your medical expenses and your claims in real time.
The price of neoTempo is designed to follow all your projects abroad, with rates starting from a few euros per day. Premiums are calculated on a daily basis according to your destination and the exact duration of your stay in order to perfectly match your budget and your specific needs.
This “à la carte” plan allows expatriates to benefit from international coverage at the best price, with the level of benefits that suits their needs, with no long-term commitment.
The neoTempo premium assistance works like a true 24/7 safety net, allowing you to handle any serious unforeseen events anywhere in the world with peace of mind. In the event of an accident or illness, MSH organizes and covers your medical repatriation to your country of origin. This way, you’re guaranteed to enjoy your long-term stay in the best possible conditions.
Beyond the medical aspect, this benefit also includes services dedicated to your family members (coverage of transportation and accommodation so that they can visit you if you’re admitted to hospital) and Personal third-party liability, which is essential to protect you financially if you were to injure someone or damage their property.